ABD Merkez Bankas\u0131, bankalar\u0131n kredi verme uygulamalar\u0131na ili\u015fkin K\u0131demli Kredi Yetkilisi G\u00f6r\u00fc\u015f Anketi raporunu payla\u015ft\u0131.<\/p>\n
ABD’deki 60 yerli banka ile 18 yabanc\u0131 banka \u015fubesinden al\u0131nan yan\u0131tlarla haz\u0131rlanan raporda bankalar\u0131n bu y\u0131l \u00e7o\u011fu kredi kategorisinde standartlar\u0131n de\u011fi\u015fmeden kalmas\u0131n\u0131 bekledi\u011fi aktar\u0131ld\u0131.<\/p>\n
Raporda, “Bankalar\u0131n \u00f6nemli bir k\u0131sm\u0131, 2026 boyunca her b\u00fcy\u00fckl\u00fckteki firmaya verilen ticari ve s\u0131nai krediler, tar\u0131m d\u0131\u015f\u0131 ve konut d\u0131\u015f\u0131 gayrimenkullerle teminatland\u0131r\u0131lm\u0131\u015f krediler ve konut gayrimenkul\u00fc kredileri i\u00e7in talebin artmas\u0131n\u0131 beklediklerini bildirdi”<\/em><\/b> ifadesi yer ald\u0131.<\/p>\n T\u00dcM KRED\u0130 T\u00dcRLER\u0130 \u0130\u00c7\u0130N TALEB\u0130N ARTMASI BEKLEN\u0130YOR<\/strong><\/p>\n Baz\u0131 bankalar\u0131n da t\u00fcm kredi t\u00fcrleri i\u00e7in talebin genel olarak artmas\u0131n\u0131 beklediklerine dikkati \u00e7ekilen raporda faiz oranlar\u0131nda \u00f6ng\u00f6r\u00fclen d\u00fc\u015f\u00fc\u015f ve daha y\u00fcksek harcama veya yat\u0131r\u0131m ihtiya\u00e7lar\u0131n\u0131n beklenen talep art\u0131\u015f\u0131nda \u00f6nemli fakt\u00f6rler olarak g\u00f6sterildi\u011fi kaydedildi.<\/p>\n Bu y\u0131l kredi kalitesine ili\u015fkin beklentilerin ise kredi t\u00fcrlerine g\u00f6re farkl\u0131l\u0131k g\u00f6sterdi\u011fi belirtildi.<\/p>\n Fed, ge\u00e7en hafta politika faizini beklentiler do\u011frultusunda y\u00fczde 3,5-3,75 aral\u0131\u011f\u0131nda sabit tutmu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":" Fed, \u00fclkedeki bankalar\u0131n d\u00fc\u015f\u00fck faiz oranlar\u0131 beklentisi, y\u00fcksek harcama veya yat\u0131r\u0131m ihtiya\u00e7lar\u0131 dolay\u0131s\u0131yla 2026’da kredi talebinin artaca\u011f\u0131n\u0131 \u00f6ng\u00f6rd\u00fc\u011f\u00fcn\u00fc bildirdi.<\/p>\n","protected":false},"author":1,"featured_media":16681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[430,903],"class_list":["post-16680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-kredi"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/16680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=16680"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/16680\/revisions"}],"predecessor-version":[{"id":16682,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/16680\/revisions\/16682"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/16681"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=16680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=16680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=16680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}