{"id":19859,"date":"2026-02-07T08:12:04","date_gmt":"2026-02-07T08:12:04","guid":{"rendered":"https:\/\/bihavadis.com\/?p=19859"},"modified":"2026-02-07T08:12:04","modified_gmt":"2026-02-07T08:12:04","slug":"bddkdan-limit-duzenlemesinde-istisna-egitim-ve-saglik-harcamalari-etkilenmeyecek","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/02\/07\/bddkdan-limit-duzenlemesinde-istisna-egitim-ve-saglik-harcamalari-etkilenmeyecek\/","title":{"rendered":"BDDK&#8217;dan limit d\u00fczenlemesinde istisna: E\u011fitim ve sa\u011fl\u0131k harcamalar\u0131 etkilenmeyecek"},"content":{"rendered":"<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), kredi kart\u0131 limitlerine ili\u015fkin yeni d\u00fczenlemelerin uygulanmas\u0131na y\u00f6nelik bankalara talimat yaz\u0131s\u0131 g\u00f6nderdi. Yaz\u0131da, e\u011fitim ve sa\u011fl\u0131k harcamalar\u0131n\u0131n s\u00f6z konusu d\u00fczenlemelerden istisna tutulaca\u011f\u0131 bildirildi.\u00a0<\/p>\n<p>E\u011e\u0130T\u0130M VE SA\u011eLIK HARCAMALARINA \u0130ST\u0130SNA\u00a0<\/p>\n<p>BDDK\u2019nin bankalara iletti\u011fi talimatta, kredi kart\u0131 limitlerinin gelirle uyumlu hale getirilmesine y\u00f6nelik yeni uygulama kapsam\u0131nda e\u011fitim ve sa\u011fl\u0131k giderlerinin olumsuz etkilenmemesi gerekti\u011fi vurguland\u0131. Bu harcamalar\u0131n, m\u00fc\u015fteri ma\u011fduriyetine yol a\u00e7mamas\u0131 i\u00e7in istisna kapsam\u0131nda de\u011ferlendirilece\u011fi belirtildi.\u00a0<\/p>\n<p>D\u0130J\u0130TAL GEL\u0130R BELGES\u0130 S\u00dcRE\u00c7LER\u0130 OLU\u015eTURULACAK\u00a0<\/p>\n<p>Talimat yaz\u0131s\u0131nda, m\u00fc\u015fteri ma\u011fduriyetlerini \u00f6nlemek amac\u0131yla bankalar\u0131n dijital kanallar \u00fczerinden gelir belgelerinin temini ve teyidine y\u00f6nelik s\u00fcre\u00e7ler olu\u015fturmas\u0131 istendi. E\u011fitim ve sa\u011fl\u0131k harcamalar\u0131n\u0131n sorunsuz \u015fekilde devam edebilmesi i\u00e7in gerekli sistemsel geli\u015ftirmelerin yap\u0131lmas\u0131n\u0131n zorunlu oldu\u011fu ifade edildi.\u00a0<\/p>\n<p>BANKALARA 3 AYLIK UYUM S\u00dcRES\u0130\u00a0<\/p>\n<p>BDDK, d\u00fczenlemenin sa\u011fl\u0131kl\u0131 ve kesintisiz bi\u00e7imde hayata ge\u00e7irilebilmesi i\u00e7in bankalara 3 ay s\u00fcre tan\u0131d\u0131. Bu s\u00fcre i\u00e7inde bankalar\u0131n gerekli sistem altyap\u0131lar\u0131n\u0131 kurmalar\u0131 ve t\u00fcm operasyonel s\u00fcre\u00e7leri eksiksiz \u015fekilde tamamlamalar\u0131 gerekti\u011fi bildirildi.\u00a0<\/p>\n<p>YOL HAR\u0130TASI BDDK\u2019YE \u0130LET\u0130LECEK\u00a0<\/p>\n<p>Yaz\u0131da ayr\u0131ca, uyum s\u00fcrecinde at\u0131lmas\u0131 planlanan ad\u0131mlar\u0131 i\u00e7eren detayl\u0131 yol haritas\u0131n\u0131n, bankalar\u0131n ba\u011fl\u0131 bulundu\u011fu kurulu\u015f birlikleri arac\u0131l\u0131\u011f\u0131yla BDDK\u2019ye iletilmesi talep edildi.\u00a0<\/p>\n<p>AMA\u00c7: F\u0130NANSAL T\u00dcKET\u0130C\u0130N\u0130N KORUNMASI\u00a0<\/p>\n<p>S\u00f6z konusu d\u00fczenleme ile kredi kart\u0131 limitlerinin gelirle uyumlu hale getirilmesi ve finansal t\u00fcketicinin korunmas\u0131n\u0131n sa\u011flanmas\u0131 ama\u00e7lan\u0131yor. BDDK, uygulaman\u0131n kontroll\u00fc ve kademeli bi\u00e7imde hayata ge\u00e7irilmesini hedefliyor.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BDDK, kredi kart\u0131 limitleri i\u00e7in yeni d\u00fczenlemeleri duyurdu. E\u011fitim ve sa\u011fl\u0131k harcamalar\u0131 bu d\u00fczenlemelerden muaf tutulacak. M\u00fc\u015fteri ma\u011fduriyeti \u00f6nlenerek, gelirle uyumlu kredi kart\u0131 limitleri sa\u011flanacak.<\/p>\n","protected":false},"author":1,"featured_media":19860,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[2732,157,544],"class_list":["post-19859","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-duzenleme","tag-saglik","tag-sure"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/19859","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=19859"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/19859\/revisions"}],"predecessor-version":[{"id":19861,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/19859\/revisions\/19861"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/19860"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=19859"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=19859"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=19859"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}