{"id":21752,"date":"2026-02-08T08:57:05","date_gmt":"2026-02-08T08:57:05","guid":{"rendered":"https:\/\/bihavadis.com\/?p=21752"},"modified":"2026-02-08T08:57:05","modified_gmt":"2026-02-08T08:57:05","slug":"fedin-bankalara-yonelik-stres-testi-sonuclandi","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/02\/08\/fedin-bankalara-yonelik-stres-testi-sonuclandi\/","title":{"rendered":"Fed&#8217;in bankalara y\u00f6nelik stres testi sonu\u00e7land\u0131"},"content":{"rendered":"<p>ABD Merkez Bankas\u0131 (Fed), b\u00fcy\u00fck bankalar\u0131n ciddi bir resesyon durumunda nas\u0131l performans g\u00f6sterece\u011fini \u00f6l\u00e7meye y\u00f6nelik stres testi i\u00e7in varsay\u0131msal senaryolar\u0131n\u0131 tamamlayarak a\u00e7\u0131klama yapt\u0131.<\/p>\n<p>Yap\u0131lan a\u00e7\u0131klamada, nihai senaryolar\u0131n ge\u00e7en y\u0131l ekim ay\u0131nda \u00f6nerilen senaryolarla b\u00fcy\u00fck \u00f6l\u00e7\u00fcde benzerlik g\u00f6sterdi\u011fi belirtildi.<\/p>\n<p>A\u00e7\u0131klamada, ayr\u0131ca bu y\u0131l 32 bankan\u0131n ticari ve konut gayrimenkul piyasalar\u0131 ile kurumsal bor\u00e7 piyasalar\u0131nda artan stresin oldu\u011fu ciddi bir k\u00fcresel resesyona kar\u015f\u0131 test edilece\u011fi aktar\u0131ld\u0131.<\/p>\n<p>A\u00e7\u0131klamada, ayr\u0131ca mevcut stres sermaye tamponu gerekliliklerinin 2027&#8217;ye kadar korunmas\u0131na karar verildi\u011fi kaydedildi.<\/p>\n<p><strong>\u015e\u0130DDETL\u0130 P\u0130YASA OYNAKLI\u011eI \u0130\u015eS\u0130ZL\u0130\u011e\u0130 ARTIRDI<\/strong><\/p>\n<p>Bu y\u0131lki senaryoda \u00fclkede i\u015fsizlik oran\u0131n\u0131n yakla\u015f\u0131k 5,5 puan artarak y\u00fczde 10&#8217;a y\u00fckseldi\u011fi aktar\u0131lan a\u00e7\u0131klamada, i\u015fsizlikteki art\u0131\u015fa \u015fiddetli piyasa oynakl\u0131\u011f\u0131, kurumsal tahvil getiri farklar\u0131n\u0131n geni\u015flemesi ve varl\u0131k fiyatlar\u0131nda \u00e7\u00f6k\u00fc\u015f\u00fcn e\u015flik edece\u011fine, buna konut fiyatlar\u0131nda yakla\u015f\u0131k y\u00fczde 30 ve ticari gayrimenkul fiyatlar\u0131nda y\u00fczde 39&#8217;luk d\u00fc\u015f\u00fc\u015f\u00fcn de dahil oldu\u011funa i\u015faret edildi.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/bihavadis.com\/wp-content\/uploads\/2026\/02\/fedin-bankalara-yonelik-stres-testi-sonuclandi-0-1KV3IY7P.jpg\"\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABD Merkez Bankas\u0131, 32 bankan\u0131n ticari ve konut gayrimenkul piyasalar\u0131 ile kurumsal bor\u00e7 sekt\u00f6r\u00fcn\u00fcn krize kar\u015f\u0131 direncini test edecek. Senaryolar\u0131n ciddi bir k\u00fcresel resesyona odakland\u0131\u011f\u0131 belirtiliyor.<\/p>\n","protected":false},"author":1,"featured_media":21753,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-21752","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/21752","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=21752"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/21752\/revisions"}],"predecessor-version":[{"id":21755,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/21752\/revisions\/21755"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/21753"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=21752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=21752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=21752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}