{"id":22621,"date":"2026-02-08T19:48:07","date_gmt":"2026-02-08T19:48:07","guid":{"rendered":"https:\/\/bihavadis.com\/?p=22621"},"modified":"2026-02-08T19:48:07","modified_gmt":"2026-02-08T19:48:07","slug":"kkm-bakiyesi-34-trilyon-liradan-29-milyar-liraya-dustu","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/02\/08\/kkm-bakiyesi-34-trilyon-liradan-29-milyar-liraya-dustu\/","title":{"rendered":"KKM bakiyesi 3,4 trilyon liradan 2,9 milyar liraya d\u00fc\u015ft\u00fc"},"content":{"rendered":"

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerine g\u00f6re, Kur Korumal\u0131 T\u00fcrk Liras\u0131 Mevduat ve Kat\u0131lma Hesaplar\u0131 (KKM) ge\u00e7en hafta 232 milyon lira azalarak 2 milyar 914 milyon liraya d\u00fc\u015ft\u00fc.<\/p>\n

KKM bakiyesi ise ge\u00e7en hafta 232 milyon lira azalarak 2 milyar 914 milyon liraya geriledi. B\u00f6ylece KKM b\u00fcy\u00fckl\u00fc\u011f\u00fc, toplam mevduat\u0131n y\u00fczde 0,01’ini olu\u015fturdu.<\/p>\n

Kurdaki oynakl\u0131\u011fa kar\u015f\u0131 Aral\u0131k 2021’de devreye giren KKM, 23 A\u011fustos itibar\u0131yla resmen sona erdi. Merkez Bankas\u0131, KKM hesaplar\u0131nda yenileme ve a\u00e7\u0131l\u0131\u015f i\u015flemlerinin yap\u0131lmayaca\u011f\u0131n\u0131 duyurdu.<\/p>\n

KKM b\u00fcy\u00fckl\u00fc\u011f\u00fc 18 A\u011fustos 2023’te 3,4 trilyon TL ile rekor k\u0131rm\u0131\u015ft\u0131.<\/p>\n

TOPLAM KRED\u0130 HACM\u0130<\/strong><\/p>\n

Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam kredi hacmi, 30 Ocak haftas\u0131nda yakla\u015f\u0131k 382 milyar 96 milyon lira artarak 23 trilyon 205 milyar 927 milyon liradan 23 trilyon 588 milyar 22 milyon liraya y\u00fckseldi.<\/p>\n

Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde toplam mevduat ise bankalar aras\u0131 dahil ge\u00e7en hafta 78 milyar 39 milyon lira azalarak 27 trilyon 826 milyar 66 milyon liraya indi.<\/p>\n

<\/p>\n

T\u00dcKET\u0130C\u0130 KRED\u0130LER\u0130 2 TR\u0130LYON 982 M\u0130LYAR L\u0130RAYA \u00c7IKTI<\/strong><\/p>\n

T\u00fcketici kredilerinin tutar\u0131, bu d\u00f6nemde 36 milyar 236 milyon lira artarak 2 trilyon 981 milyar 872 milyon liraya \u00e7\u0131kt\u0131.<\/p>\n

S\u00f6z konusu tutar\u0131n 691 milyar 444 milyon liras\u0131 konut, 49 milyar 52 milyon liras\u0131 ta\u015f\u0131t ve 2 trilyon 241 milyar 377 milyon liras\u0131 ihtiya\u00e7 kredilerinden olu\u015ftu.<\/p>\n

Bu d\u00f6nemde taksitli ticari kredilerin tutar\u0131, 37 milyar 418 milyon lira artarak 3 trilyon 552 milyar 111 milyon lira oldu.<\/p>\n

Bankalar\u0131n bireysel kredi kart\u0131 alacaklar\u0131 ise y\u00fczde 4 artarak 2 trilyon 857 milyar 921 milyon lira d\u00fczeyinde ger\u00e7ekle\u015fti.<\/p>\n

Bireysel kredi kart\u0131 alacaklar\u0131n\u0131n 1 trilyon 49 milyar 778 milyon liras\u0131n\u0131 taksitli, 1 trilyon 808 milyar 144 milyon liras\u0131n\u0131 taksitsiz bor\u00e7lar olu\u015fturdu.<\/p>\n

<\/p>\n

TAK\u0130PTEK\u0130 ALACAKLAR Y\u00dcKSELD\u0130<\/strong><\/p>\n

Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde takipteki alacaklar, 30 Ocak itibar\u0131yla \u00f6nceki haftaya g\u00f6re 12 milyar 926 milyon lira art\u0131\u015fla 629 milyar 1 milyon liraya \u00e7\u0131kt\u0131.<\/p>\n

Takipteki alacaklar\u0131n 457 milyar 174 milyon liras\u0131na \u00f6zel kar\u015f\u0131l\u0131k ayr\u0131ld\u0131.<\/p>\n

YASAL \u00d6Z KAYNAKLAR ARTTI<\/strong><\/p>\n

Ayn\u0131 d\u00f6nemde bankac\u0131l\u0131k sisteminin yasal \u00f6z kaynaklar\u0131, 71 milyar 226 milyon lira artarak 5 trilyon 295 milyar 720 milyon lira oldu.<\/p>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

KKM bakiyesi, 3,4 trilyon liradan 2,9 milyar liraya gerileyerek \u00f6nemli bir d\u00fc\u015f\u00fc\u015f ya\u015fad\u0131. Merkez Bankas\u0131’n\u0131n ald\u0131\u011f\u0131 kararlarla KKM hesaplar\u0131na yeni i\u015flemleri yap\u0131lam\u0131yor. Bu \u015fartlarda KKM mevduat\u0131n yak\u0131n zamanda tamamen kapanmas\u0131 bekleniyor.<\/p>\n","protected":false},"author":1,"featured_media":22622,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[3961,903,819,911,912],"class_list":["post-22621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-kkm","tag-kredi","tag-milyar","tag-milyon-lira","tag-trilyon"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/22621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=22621"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/22621\/revisions"}],"predecessor-version":[{"id":22625,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/22621\/revisions\/22625"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/22622"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=22621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=22621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=22621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}