{"id":23724,"date":"2026-02-09T10:42:07","date_gmt":"2026-02-09T10:42:07","guid":{"rendered":"https:\/\/bihavadis.com\/?p=23724"},"modified":"2026-02-09T10:42:07","modified_gmt":"2026-02-09T10:42:07","slug":"fitch-ratings-turkiyenin-mali-performansi-ve-doviz-rezervleri-artiyor","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/02\/09\/fitch-ratings-turkiyenin-mali-performansi-ve-doviz-rezervleri-artiyor\/","title":{"rendered":"Fitch Ratings: T\u00fcrkiye’nin mali performans\u0131 ve d\u00f6viz rezervleri art\u0131yor"},"content":{"rendered":"

Fitch Ratings’in T\u00fcrkiye’den Sorumlu \u00dclke Derecelendirme K\u0131demli Direkt\u00f6r\u00fc Douglas Winslow, T\u00fcrkiye’nin mali yap\u0131s\u0131yla ilgili bilgi verdi.<\/p>\n

Winslow’un verdi\u011fi bilgilere g\u00f6re, T\u00fcrkiye’nin mali performans\u0131n\u0131n iyile\u015fti, d\u00f6viz rezervlerinin miktar\u0131 ve kalitesi artt\u0131 ve d\u0131\u015f k\u0131r\u0131lganl\u0131klarda azalma ya\u015fand\u0131.<\/p>\n

Winslow, Fitch Ratings taraf\u0131ndan \u00e7evrim i\u00e7i d\u00fczenlenen, 2026 y\u0131l\u0131nda T\u00fcrkiye’nin \u00fclke ve bankalar\u0131n notunu etkileyebilecek unsurlar\u0131n ele al\u0131nd\u0131\u011f\u0131 panelde konu\u015ftu.<\/p>\n

“DI\u015e KIRILGANLIKLARDA AZALMA YA\u015eANDI”<\/strong><\/p>\n

Fitch Ratings’in 24 Ocak’ta T\u00fcrkiye’nin kredi notunu “BB-” olarak teyit ederken, kredi notu g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc “dura\u011fan”dan “pozitif”e \u00e7evirdi\u011fini an\u0131msatan Winslow, “Bunun ba\u015fl\u0131ca nedeni b\u00fcy\u00fck \u00f6l\u00e7\u00fcde d\u00f6viz rezervlerinde beklenen art\u0131\u015fa ba\u011fl\u0131 olarak d\u0131\u015f k\u0131r\u0131lganl\u0131klarda azalma ya\u015fanmas\u0131yd\u0131. Eyl\u00fcl 2024’te T\u00fcrkiye notumuzu y\u00fckseltti\u011fimizden beri, bu rezervlerin kalitesinde bir iyile\u015fme ve d\u00f6viz kuruna ba\u011fl\u0131 y\u00fck\u00fcml\u00fcl\u00fcklerde bir d\u00fc\u015f\u00fc\u015f ya\u015fand\u0131.” <\/em><\/b>diye konu\u015ftu.<\/p>\n

“T\u00dcRK\u0130YE’N\u0130N MAL\u0130 POL\u0130T\u0130KALARI \u0130Y\u0130LE\u015e\u0130YOR”<\/strong><\/p>\n

T\u00fcrkiye’de s\u0131k\u0131 makro ekonomi politikas\u0131n\u0131n devam etti\u011fine ve gev\u015feme riskinin azald\u0131\u011f\u0131na dikkati \u00e7eken Winslow, “G\u00f6r\u00fcn\u00fcm de\u011fi\u015fikli\u011fi T\u00fcrkiye’nin mali performans\u0131ndaki baz\u0131 iyile\u015fmeleri yans\u0131t\u0131yor.” <\/em><\/b>dedi.<\/p>\n

Winslow, “T\u00fcrkiye’nin b\u00fcy\u00fck ve \u00e7e\u015fitlendirilmi\u015f bir ekonomi olmas\u0131, kamu borcunun olmamas\u0131, stres d\u00f6nemlerinde d\u0131\u015f finansmana eri\u015fimi s\u00fcrd\u00fcrme konusunda ba\u015far\u0131l\u0131 bir ge\u00e7mi\u015fe sahip olmas\u0131 ve dayan\u0131kl\u0131 bir bankac\u0131l\u0131k sekt\u00f6r\u00fcne sahip olmas\u0131, kredi notunu desteklemeye devam ediyor.” <\/em><\/b>diye konu\u015ftu.<\/p>\n

T\u00dcRK\u0130YE’N\u0130N REZERVLER\u0130 220 M\u0130LYAR DOLARA YAKLA\u015eTI<\/strong><\/p>\n

T\u00fcrkiye’nin d\u00f6viz rezervleri konusunda da olumlu ilerledi\u011fine i\u015faret eden Winslow, “T\u00fcrkiye’nin br\u00fct d\u00f6viz rezervlerinin 2023’teki yakla\u015f\u0131k 100 milyar dolar seviyesinden g\u00fcn\u00fcm\u00fczde 220 milyar dolara yakla\u015ft\u0131\u011f\u0131n\u0131 g\u00f6r\u00fcyoruz. Ayr\u0131ca bu rezervlerin kalitesinin de daha iyi oldu\u011funu g\u00f6r\u00fcyoruz.”<\/em><\/b> ifadelerini kulland\u0131.<\/p>\n

<\/p>\n

T\u00dcRK\u0130YE’N\u0130N DI\u015e BORCU<\/strong><\/p>\n

Winslow, T\u00fcrkiye’nin rezerv pozisyonunun iyile\u015fmi\u015f olmas\u0131na ra\u011fmen gelecek y\u0131l vadesi dolacak d\u0131\u015f borcun 224 milyar dolar\u0131 bulaca\u011f\u0131n\u0131, vadesi dolacak borcun yar\u0131s\u0131n\u0131n bankac\u0131l\u0131k, \u00e7eyre\u011finin de ticari kredilerden olu\u015ftu\u011funu an\u0131msatt\u0131.<\/p>\n

“ENFLASYON D\u00dc\u015e\u00dcYOR”<\/strong><\/p>\n

T\u00fcrkiye’nin kredi notunun y\u00fckseltilmesi i\u00e7in tetikleyici fakt\u00f6rler hakk\u0131nda Winslow, enflasyonun d\u00fc\u015fmesiyle birlikte tutarl\u0131 politikalar\u0131n devam\u0131 ve g\u00fcvenin artmas\u0131n\u0131n bu alanda \u00e7ok faydal\u0131 olaca\u011f\u0131n\u0131 anlatt\u0131.<\/p>\n

Winslow, \u00f6zellikle d\u0131\u015f finansman gereksinimlerinde bir azalma ile rezerv pozisyonunda projeksiyonlar\u0131n\u0131n \u00f6tesinde daha fazla g\u00fc\u00e7lenme olmas\u0131 durumunda olumlu bir not art\u0131r\u0131m\u0131 g\u00f6r\u00fclebilece\u011fini s\u00f6zlerine ekledi.<\/p>\n

Fitch Geli\u015fmekte Olan Piyasa EMEA Banka Derecelendirmeleri Ba\u015fkan\u0131 Lindsey Liddell moderat\u00f6rl\u00fc\u011f\u00fcnde yap\u0131lan panele, Bank of America ekonomisti Hande K\u00fc\u00e7\u00fck, Fitch Ratings Bankalar Direkt\u00f6r\u00fc Ahmet K\u0131l\u0131n\u00e7, Akbank Finansal Y\u00f6netim Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 T\u00fcrker Tunal\u0131 da kat\u0131ld\u0131.<\/p>\n

<\/p>\n

T\u00dcRK\u0130YE’N\u0130N KRED\u0130 NOTUNDA \u0130Y\u0130LE\u015eME YAPMI\u015eTI<\/strong><\/p>\n

Fitch Ratings, 23 Ocak’ta T\u00fcrkiye’nin kredi notunu “BB-“<\/em><\/b> olarak teyit ederken, kredi notu g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc “dura\u011fan”<\/em><\/b>dan “pozitif”<\/em><\/b>e \u00e7evirmi\u015fti.<\/p>\n

T\u00dcRK BANKALARININ G\u00d6R\u00dcN\u00dcM\u00dcN\u00dc DE\u011e\u0130\u015eT\u0130RM\u0130\u015eT\u0130<\/strong><\/p>\n

Kurulu\u015f, 28 Ocak’ta 9 T\u00fcrk bankas\u0131n\u0131n kredi notu g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc “dura\u011fan”<\/em><\/b>dan “pozitif”<\/em><\/b>e \u00e7evirmi\u015fti. G\u00f6r\u00fcn\u00fcm\u00fc pozitife y\u00fckseltilen bankalar Ziraat Bankas\u0131, T\u00fcrkiye Emlak Kat\u0131l\u0131m Bankas\u0131, Halkbank, T\u00fcrk Eximbank, T\u00fcrkiye Kalk\u0131nma ve Yat\u0131r\u0131m Bankas\u0131, T\u00fcrkiye S\u0131nai Kalk\u0131nma Bankas\u0131, Vak\u0131fBank, Vak\u0131f Kat\u0131l\u0131m ve Ziraat Kat\u0131l\u0131m olarak s\u0131ralanm\u0131\u015ft\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

Fitch Ratings’in T\u00fcrkiye’nin mali performans\u0131ndaki iyile\u015fmeyi vurgulad\u0131\u011f\u0131 panel, T\u00fcrkiye’nin d\u00f6viz rezervleri ve d\u0131\u015f k\u0131r\u0131lganl\u0131klardaki azalma hakk\u0131nda \u00f6nemli bilgiler sundu.<\/p>\n","protected":false},"author":1,"featured_media":23725,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[430,709,4064,197,1561],"class_list":["post-23724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-dis","tag-kredi-notu","tag-turkiye","tag-turkiyenin"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/23724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=23724"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/23724\/revisions"}],"predecessor-version":[{"id":23728,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/23724\/revisions\/23728"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/23725"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=23724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=23724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=23724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}