{"id":31338,"date":"2026-02-13T12:09:05","date_gmt":"2026-02-13T12:09:05","guid":{"rendered":"https:\/\/bihavadis.com\/?p=31338"},"modified":"2026-02-13T12:09:05","modified_gmt":"2026-02-13T12:09:05","slug":"ebru-cevikkolun-aci-borc-hikayesi","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/02\/13\/ebru-cevikkolun-aci-borc-hikayesi\/","title":{"rendered":"Ebru \u00c7evikkol&#8217;un Ac\u0131 Bor\u00e7 Hikayesi"},"content":{"rendered":"<p> Hatay&#8217;da depremde e\u015fini, iki evlad\u0131n\u0131 ve bacaklar\u0131n\u0131 kaybeden Ebru \u00c7evikkol, depremden sa\u011f kurtulan 2 \u00e7ocu\u011funu mutlu etmek i\u00e7in yapt\u0131\u011f\u0131 al\u0131\u015fveri\u015ften kalan 5 bin TL&#8217;lik borcu istenilen tarihte \u00f6deyemeyince borcu katlanarak 25 bin TL&#8217;ye \u00e7\u0131kt\u0131. Depremin ac\u0131s\u0131n\u0131 ya\u015fayan ve tek geliri engelli maa\u015f\u0131 olan \u00c7elikkol, katlanarak artan borcunu \u00f6deyemeyince firma taraf\u0131ndan mahkemeye verildi.<\/p>\n<p>Kahramanmara\u015f merkezli depremlerde en \u00e7ok y\u0131k\u0131ma u\u011frayan Hatay&#8217;da, binlerce bina yerle bir olurken yakla\u015f\u0131k 25 bin insan hayat\u0131n\u0131 kaybetti. Asr\u0131n felaketine Antakya il\u00e7esi Cumhuriyet Mahallesi&#8217;nde yakalanan Ebru \u00c7evikkol&#8217;un; e\u015fi Ahmet, k\u0131z\u0131 Havva ve o\u011flu Metin enkaz alt\u0131nda kalarak hayatlar\u0131n\u0131 kaybettiler. Depremde e\u015fini ve 2 evlad\u0131n\u0131 kaybeden \u00c7evikkol&#8217;un k\u0131z\u0131 Eyl\u00fcl ile kendisi ve o\u011flu Eren depremin 4&#8217;\u00fcnc\u00fc g\u00fcn\u00fcnde enkazdan kurtar\u0131ld\u0131. Depremde iki baca\u011f\u0131n\u0131 kaybeden \u00c7evikkol&#8217;un o\u011flu Eren ise sol baca\u011f\u0131n\u0131 kaybetti. Depremi derinden hisseden \u00c7evikkol, Mersin&#8217;de bir ma\u011fazada \u00e7ocuklar\u0131n\u0131 mutlu etmek i\u00e7in yapt\u0131\u011f\u0131 giysi al\u0131\u015fveri\u015fini taksit yapt\u0131rarak \u00f6demek istedi. Ald\u0131\u011f\u0131 \u00fcr\u00fcnlerin toplam\u0131 50 bin TL olan \u00c7evikkol, ge\u00e7ti\u011fimiz y\u0131l Kas\u0131m ay\u0131nda borcun b\u00fcy\u00fck k\u0131sm\u0131 olan 45 bin TL&#8217;yi \u00f6dedi ve geriye 5 bin TL&#8217;yi 15 Ocak&#8217;ta \u00f6demek i\u00e7in firmayla ileti\u015fime ge\u00e7ti. Firmayla yapt\u0131\u011f\u0131 g\u00f6r\u00fc\u015fmede 5 bin TL&#8217;lik borcunun 2026 y\u0131l\u0131na sarkmas\u0131ndan dolay\u0131 25 bin TL&#8217;ye y\u00fckseldi\u011fini \u00f6\u011frenen \u00c7evikkol, borcundan dolay\u0131 mahkemelik oldu\u011funu \u00f6\u011frenince \u00fcz\u00fcnt\u00fc ya\u015fad\u0131. Depremden geriye kalan 2 evlad\u0131n\u0131 mutlu edebilmek ad\u0131na yapt\u0131\u011f\u0131 al\u0131\u015fveri\u015fle mahkemelik olan ac\u0131l\u0131 anne \u00c7evikkol, \u015fimdiyse artan borcunu nas\u0131l \u00f6deyece\u011fini d\u00fc\u015f\u00fcn\u00fcyor.<\/p>\n<p>&#8220;Son taksitin borcunu \u00f6demek i\u00e7in ileti\u015fime ge\u00e7ti\u011fimde, yeni y\u0131la girmesiyle taksitlendirmenin iptal olup daha fazla borcum oldu\u011funu s\u00f6ylediler&#8221;<\/p>\n<p>Depremde e\u015fini ve 2 evlad\u0131n\u0131 kaybeden Ebru \u00c7evikkol, kendisinin 2 baca\u011f\u0131n\u0131n ve evlad\u0131n\u0131n 1 baca\u011f\u0131n\u0131n ampute edildi\u011fini anlatarak, &#8220;6 \u015eubat depreminde Cumhuriyet Mahallesi&#8217;nde oturuyordum. Depremin ilk esnalar\u0131nda arkam\u0131zdaki binan\u0131n \u00fczerine y\u0131k\u0131lmas\u0131 sonucu enkazda, e\u015fim ve iki \u00e7ocu\u011fumu kaybettim. Ben ve o\u011flum enkazdan d\u00f6rd\u00fcnc\u00fc g\u00fcn \u00e7\u0131kt\u0131k. Ben iki baca\u011f\u0131m\u0131 ve o\u011flum da sol baca\u011f\u0131n\u0131 kaybetti. Ondan sonra \u00e7ok zor s\u00fcre\u00e7ler ya\u015fad\u0131k. Depremden sonra 15 defa ameliyat oldum ve geride kalan iki \u00e7ocu\u011fum i\u00e7in hayata tutunmaya \u00e7al\u0131\u015ft\u0131m. Onlar i\u00e7in umut olmaya \u00e7al\u0131\u015f\u0131yorum. Depremden bu yana \u00c7ilem abla bize \u00e7ok destek oldu. Depremden sonra \u00e7ocuklar\u0131ma al\u0131\u015fveri\u015f yapmam gerekiyordu. Al\u0131\u015fveri\u015fi yapt\u0131m, \u00f6demesini yapt\u0131m ve son bir taksiti kalm\u0131\u015ft\u0131. Son taksitin borcunu \u00f6demek i\u00e7in ileti\u015fime ge\u00e7ti\u011finde, yeni y\u0131la girmesiyle taksitlendirmenin iptal olup daha fazla borcum oldu\u011funu s\u00f6ylediler. Engelli maa\u015f\u0131 al\u0131yorum. Bu \u015fekilde ge\u00e7im sa\u011flamaya \u00e7al\u0131\u015f\u0131rken bor\u00e7lar\u0131m\u0131 kapatmaya \u00e7al\u0131\u015f\u0131yorum. Ben iki \u00e7ocu\u011fumla beraber hayata tutunmaya \u00e7al\u0131\u015f\u0131yorum. Engelli bir anne i\u00e7in zor ama ba\u015farmak istiyorum&#8221; dedi.<\/p>\n<p>&#8220;Elimden ne geldiyse hem \u00e7ocuklar\u0131n ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamaya \u00e7al\u0131\u015f\u0131yorum hem de bor\u00e7lar\u0131 \u00f6demeye \u00e7al\u0131\u015f\u0131yorum ama olmuyor&#8221;<\/p>\n<p>Mersin&#8217;de \u00e7ocuklar\u0131 i\u00e7in yapt\u0131\u011f\u0131 al\u0131\u015fveri\u015f sonras\u0131 borcunun katlanarak artt\u0131\u011f\u0131n\u0131 ifade eden Ebru \u00c7evikkol, &#8220;\u0130lk ba\u015flarda 90 bin TL dediler 50 bin TL&#8217;ye d\u00fc\u015f\u00fcrd\u00fck ve bir k\u0131sm\u0131 olan 45 bin TL \u00f6dedik. Geri kalan 5 bin TL&#8217;yi taksitlendirme yapt\u0131k ama iptal oldu. Taksitlendirme iptal oldu\u011fu an 5 bin TL bor\u00e7 \u015fimdi ise 25 bin TL oldu. Mersin&#8217;den bir ma\u011fazadan giysiler alm\u0131\u015ft\u0131m, avukatl\u0131k olduk. Avukat dosya masraflar\u0131 derken ba\u015fka avukata verildi ve bu \u015fekilde bunun gibi bor\u00e7 \u00e7\u0131kt\u0131. Bu borcu \u00f6demeye \u00e7al\u0131\u015f\u0131yorum ama g\u00fcc\u00fcm yetmiyor. Depremde ya\u015fad\u0131klar\u0131m\u0131 izah ettim. Engelli oldu\u011fumu, e\u015fimi kaybetti\u011fimi ve \u00e7ok k\u00f6t\u00fc durumda oldu\u011fum i\u00e7in \u00e7ocuklar\u0131na bir \u015feyler almam gerekiyordu. Onlar da benim gelirimin oldu\u011funu s\u00f6yledi. Devletimiz bize \u00e7ok destek oluyor. Bana dosya indirimi yapaca\u011f\u0131n\u0131 s\u00f6ylediler sonra avukat\u0131n y\u0131l ge\u00e7ti\u011fi i\u00e7in taksitlendirmenin iptal oldu\u011fundan dolay\u0131 g\u00fcncel borcumun oldu\u011funu s\u00f6ylediler. G\u00fcncel borcum 25 bin TL&#8217;lik bir \u00f6demem var. Onun i\u00e7in bir \u015feyler yapmaya \u00e7al\u0131\u015f\u0131yorum. Elimden ne geldiyse hem \u00e7ocuklar\u0131n ihtiya\u00e7lar\u0131n\u0131 hem de bor\u00e7lar\u0131 \u00f6demeye \u00e7al\u0131\u015f\u0131yorum ama olmuyor&#8221; ifadelerini kulland\u0131. &#8211; HATAY<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Depremde ailesini kaybeden Ebru \u00c7evikkol, al\u0131\u015fveri\u015f borcuyla mahkemelik oldu. Borcu 25 bin TL&#8217;ye y\u00fckseldi.<\/p>\n","protected":false},"author":1,"featured_media":31339,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[4807,4806,4809,4808,1911],"class_list":["post-31338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-5-bin-tl","tag-borcu","tag-calisiyorum","tag-depremde","tag-taksit"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/31338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=31338"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/31338\/revisions"}],"predecessor-version":[{"id":31340,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/31338\/revisions\/31340"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/31339"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=31338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=31338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=31338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}