{"id":48218,"date":"2026-02-26T02:06:06","date_gmt":"2026-02-26T02:06:06","guid":{"rendered":"https:\/\/bihavadis.com\/?p=48218"},"modified":"2026-02-26T02:06:06","modified_gmt":"2026-02-26T02:06:06","slug":"kart-kullanicilarinin-yuzde-75inin-limiti-400-bin-liranin-altinda","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/02\/26\/kart-kullanicilarinin-yuzde-75inin-limiti-400-bin-liranin-altinda\/","title":{"rendered":"Kart kullan\u0131c\u0131lar\u0131n\u0131n y\u00fczde 75’inin limiti 400 bin liran\u0131n alt\u0131nda"},"content":{"rendered":"

D\u00fcn itibar\u0131yla uygulamaya ge\u00e7en kredi kart\u0131 limiti s\u0131n\u0131rlamas\u0131n\u0131n kapsad\u0131\u011f\u0131 alan hesapland\u0131.<\/p>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu’nun (BDDK) kredi kart\u0131 limitlerinde yapaca\u011f\u0131 d\u00fc\u015f\u00fc\u015fler, y\u00fcksek limitlere sahip olanlar\u0131 etkileyecek. Art\u0131k 400 bin liradan fazla limiti olanlar istisna olacak. Yeni kredi kart\u0131 ba\u015fvurular\u0131nda gelir belgesi sunma zorunlulu\u011fu getirildi.<\/p>\n

T\u00fcrkiye’de 41 milyon kredi kart\u0131 kullan\u0131c\u0131s\u0131 var.<\/p>\n

Ve bu ki\u015filerin b\u00fcy\u00fck bir \u00e7o\u011funlu\u011funun limiti 400 bin liran\u0131n alt\u0131nda oldu\u011fu i\u00e7in yeni uygulama kapsam\u0131na girmeyecekler.<\/p>\n

BDDK’n\u0131n uygulamaya soktu\u011fu kart limiti uygulamas\u0131n\u0131n toplam kart sahiplerinin y\u00fczde 25’ini kapsad\u0131\u011f\u0131 \u00f6\u011frenildi.<\/p>\n

KURALLAR 10 M\u0130LYON K\u0130\u015e\u0130 VE YEN\u0130 KULLANICILARI KAPSIYOR<\/strong><\/p>\n

Kart kullan\u0131c\u0131lar\u0131n\u0131n yakla\u015f\u0131k 10 milyonu ve yeni kart ba\u015fvurusu yapacaklar\u0131 ilgilendiren kurallar ise \u015f\u00f6yle:<\/p>\n

400 B\u0130N L\u0130RANIN \u00dcZER\u0130NDE L\u0130M\u0130T Y\u00dcZDE 80 AZALTILACAKLAR<\/strong><\/p>\n

Toplam kredi kart\u0131 limiti 750 bin liran\u0131n \u00fczerinde olanlarda ise, kullan\u0131labilir limitin en d\u00fc\u015f\u00fck oldu\u011fu d\u00f6nemin y\u00fczde 80\u2019i kadar azalt\u0131m yap\u0131lacak.<\/p>\n

400 B\u0130N L\u0130RANIN \u00dcZER\u0130NDE L\u0130M\u0130T Y\u00dcZDE 50 AZALTILACAKLAR<\/strong><\/p>\n

Toplam limiti 400 bin-750 bin TL aras\u0131nda olan kartlarda limitler y\u00fczde 50 azalt\u0131lacak.<\/p>\n

L\u0130M\u0130T\u0130 400 B\u0130N L\u0130RANIN ALTINDAK\u0130 KARTLAR<\/strong><\/p>\n

Toplam limiti 400 bin liran\u0131n alt\u0131nda olan kart sahiplerinin limiti d\u00fc\u015f\u00fcr\u00fclmeyecek.<\/p>\n

Ancak birden fazla bankadan al\u0131nan kartlar\u0131n toplam\u0131 400 bin liray\u0131 a\u015f\u0131yorsa, istisna kapsam\u0131na girilmeyecek.<\/p>\n

<\/p>\n

E\u011e\u0130T\u0130M VE SA\u011eLIK HARCAMALARI L\u0130M\u0130T DI\u015eI<\/strong><\/p>\n

E\u011fitim ve sa\u011fl\u0131k harcamalar\u0131n\u0131n ise toplam limit hesaplamas\u0131nda olumsuz etkilenmemesi istendi. Bu kural, kullan\u0131c\u0131 ma\u011fduriyetini \u00f6nlemek i\u00e7in getirildi.<\/p>\n

400 B\u0130N L\u0130RA ALTINA \u201cGEL\u0130R BELGES\u0130 ZORUNLULU\u011eU\u201d YOK<\/strong><\/p>\n

D\u00fczenlemeye g\u00f6re, yap\u0131lan hesaplama sonras\u0131 toplam kredi kart\u0131 limiti 400 bin lira veya alt\u0131na d\u00fc\u015fen ki\u015filer, bu tutara kadar yapacaklar\u0131 limit art\u0131\u015f taleplerinde gelir belgesi sunmak zorunda kalmayacak.<\/p>\n

\u00d6rne\u011fin limiti 300 bin liraya d\u00fc\u015fen bir kart sahibi, 400 bin liraya kadar art\u0131\u015f talep edebilecek. Ancak 400 bin liran\u0131n \u00fczerindeki taleplerde resmi gelir belgesi istenecek.<\/p>\n

BANKALARIN 3 AYLIK S\u00dcRES\u0130 BA\u015eLADI<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu’nun limit d\u00fc\u015f\u00fc\u015fleriyle y\u00fcksek limitli kart sahipleri etkilenecek. Art\u0131k 400 binden fazla limiti olanlar istisna olacak ve gelir belgesi sunma \u015fart\u0131 geldi. T\u00fcrkiye’deki 41 milyon kart kullan\u0131c\u0131s\u0131n\u0131n y\u00fczde 75’i 400 bin liran\u0131n alt\u0131nda limite sahip.<\/p>\n","protected":false},"author":1,"featured_media":48219,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[3403,1157,2731,2187,3402],"class_list":["post-48218","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-400-bin-lira","tag-kart","tag-kredi-karti","tag-limit","tag-limiti"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/48218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=48218"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/48218\/revisions"}],"predecessor-version":[{"id":48221,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/48218\/revisions\/48221"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/48219"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=48218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=48218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=48218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}