{"id":54826,"date":"2026-03-01T10:30:08","date_gmt":"2026-03-01T10:30:08","guid":{"rendered":"https:\/\/bihavadis.com\/?p=54826"},"modified":"2026-03-01T10:30:08","modified_gmt":"2026-03-01T10:30:08","slug":"ecbden-jpmorgana-agir-ihmal-cezasi-122-milyon-euro","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/03\/01\/ecbden-jpmorgana-agir-ihmal-cezasi-122-milyon-euro\/","title":{"rendered":"ECB’den JPMorgan’a ‘a\u011f\u0131r ihmal’ cezas\u0131: 12,2 milyon euro"},"content":{"rendered":"

Avrupa Merkez Bankas\u0131 (ECB), JPMorgan’\u0131n Avrupa i\u015ftiraki J.P. Morgan SE’ye sermaye y\u00fck\u00fcml\u00fcl\u00fcklerine ili\u015fkin hatal\u0131 beyan\u0131 nedeniyle yakla\u015f\u0131k 12,2 milyon euro idari para cezas\u0131 verdi.<\/p>\n

ECB taraf\u0131ndan yap\u0131lan a\u00e7\u0131klamada, JPMorgan\u2019\u0131n Avrupa\u2019daki i\u015ftirakinin 2019-2024 y\u0131llar\u0131 aras\u0131nda risk a\u011f\u0131rl\u0131kl\u0131 varl\u0131klar\u0131n\u0131 yasal s\u0131n\u0131rlar\u0131n alt\u0131nda beyan etti\u011fi belirtildi.<\/p>\n

A\u00e7\u0131klamada, bankan\u0131n kredi riskine tabi kurumsal maruziyetlerini yanl\u0131\u015f s\u0131n\u0131fland\u0131rd\u0131\u011f\u0131 ve bankac\u0131l\u0131k d\u00fczenlemelerinin \u00f6ng\u00f6rd\u00fc\u011f\u00fcnden daha d\u00fc\u015f\u00fck bir risk a\u011f\u0131rl\u0131\u011f\u0131 hesaplayarak sermaye gereksinimlerini oldu\u011fundan az g\u00f6sterdi\u011fi belirtildi.<\/p>\n

R\u0130SK\u0130 D\u00dc\u015e\u00dcK G\u00d6STERMEK, A\u011eIR \u0130HMAL OLARAK N\u0130TELEND\u0130R\u0130LD\u0130<\/strong><\/p>\n

\u0130hlalin sistematik yap\u0131s\u0131na dikkat \u00e7ekilen a\u00e7\u0131klamada, \u015fu detaylar payla\u015f\u0131ld\u0131:<\/p>\n

S\u00f6z konusu finans kurulu\u015fu, 15 mali \u00e7eyrek boyunca kurumsal risklerini yanl\u0131\u015f s\u0131n\u0131fland\u0131rarak olmas\u0131 gerekenden d\u00fc\u015f\u00fck bir risk a\u011f\u0131rl\u0131\u011f\u0131 belirlemi\u015ftir. Ayr\u0131ca, 21 \u00e7eyrek \u00fcst \u00fcste t\u00fcrev s\u00f6zle\u015fmelerdeki kar\u015f\u0131 taraf riskini hesaplarken belirli i\u015flemleri usuls\u00fcz \u015fekilde kapsam d\u0131\u015f\u0131 b\u0131rakm\u0131\u015ft\u0131r. \u0130\u00e7 denetim s\u00fcre\u00e7lerindeki yap\u0131sal eksikliklerden kaynaklanan bu hatalar, ‘a\u011f\u0131r ihmal’ niteli\u011fi ta\u015f\u0131maktad\u0131r.<\/p>\n

12,2 M\u0130LYON EURO \u0130DAR\u0130 PARA CEZASI <\/strong><\/p>\n

A\u00e7\u0131klamada, incelemeler sonucunda, JPMorgan\u2019\u0131n Almanya merkezli Avrupa bankas\u0131 J.P.\u202fMorgan SE\u2019ye sermaye gereksinimlerini hatal\u0131 bildirdi\u011fi ve risk a\u011f\u0131rl\u0131kl\u0131 varl\u0131klar\u0131n\u0131 yanl\u0131\u015f hesaplad\u0131\u011f\u0131 gerek\u00e7esiyle toplam 12,2 milyon euro idari para cezas\u0131 verildi\u011fi belirtildi.<\/p>\n

<\/p>\n

“HATALI B\u0130LD\u0130R\u0130MLER, R\u0130SK PROF\u0130L\u0130N\u0130 MASKEL\u0130YOR”<\/strong><\/p>\n

ECB, JPMorgan’\u0131n bu hatal\u0131 bildirimler yoluyla ger\u00e7ek risk profilini maskeledi\u011fini ve sermaye yeterlilik rasyolar\u0131n\u0131 fiili durumdan daha g\u00fc\u00e7l\u00fc yans\u0131tt\u0131\u011f\u0131n\u0131 vurgulad\u0131.<\/p>\n

Merkezi Almanya’da bulunan J.P. Morgan SE’ye y\u00f6nelik bu yapt\u0131r\u0131m\u0131n, finansal sa\u011flaml\u0131k g\u00f6stergelerinin ger\u00e7e\u011fe ayk\u0131r\u0131 beyan edilmesine kar\u015f\u0131 net bir mesaj niteli\u011fi ta\u015f\u0131d\u0131\u011f\u0131 ifade edildi.<\/p>\n

A\u00e7\u0131klamada, ABD’li bankan\u0131n idari karara kar\u015f\u0131 Avrupa Birli\u011fi Adalet Divan\u0131’na ba\u015fvurma hakk\u0131n\u0131n a\u00e7\u0131k oldu\u011fu belirtildi.<\/p>\n

Kaynak:<\/strong> Anadolu Ajans\u0131 (AA)<\/span> <\/div>\n","protected":false},"excerpt":{"rendered":"

Avrupa Merkez Bankas\u0131 (ECB), JPMorgan’\u0131n Avrupa i\u015ftiraki J.P. Morgan SE’ye sermaye y\u00fck\u00fcml\u00fcl\u00fcklerine ili\u015fkin hatal\u0131 beyan\u0131 nedeniyle yakla\u015f\u0131k 12,2 milyon euro idari para cezas\u0131 verdi. ECB taraf\u0131ndan yap\u0131lan a\u00e7\u0131klamada, JPMorgan\u2019\u0131n Avrupa\u2019daki …<\/p>\n","protected":false},"author":1,"featured_media":54827,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[1318,4055,1090,695],"class_list":["post-54826","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-aciklamada","tag-agir","tag-avrupa","tag-risk"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/54826","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=54826"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/54826\/revisions"}],"predecessor-version":[{"id":54829,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/54826\/revisions\/54829"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/54827"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=54826"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=54826"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=54826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}