Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK), T\u00fcrkiye Sigorta Birli\u011fi (TSB) ile DASK \u00fcst y\u00f6netimi, 6 \u015eubat 2023’te meydana gelen depremlerin \u00fc\u00e7\u00fcnc\u00fc y\u0131l\u0131 dolay\u0131s\u0131yla Kahramanmara\u015f’ta bir dizi temas ger\u00e7ekle\u015ftirdi.<\/p>\n
SEDDK’den yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, s\u00f6z konusu ziyarete Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu Ba\u015fkan\u0131 Davut Mente\u015f, TSB Ba\u015fkan Yard\u0131mc\u0131s\u0131 Ahmet Ya\u015far, TSB Y\u00f6netim Kurulu \u00dcyesi Erol \u00d6zt\u00fcrko\u011flu, TSB Genel Sekreteri \u00d6zg\u00fcr Obal\u0131, DASK Y\u00f6netim Kurulu Ba\u015fkan\u0131 Hande Ak\u0131n ve DASK Genel Sekreteri Balk\u0131r Demirkan kat\u0131ld\u0131.<\/p>\n
Heyet, ilk olarak Kahramanmara\u015f Ticaret ve Sanayi Odas\u0131’n\u0131 (KMTSO) ziyaret ederek oda y\u00f6netimiyle bir araya geldi.<\/p>\n
G\u00f6r\u00fc\u015fmede, depremin ard\u0131ndan b\u00f6lgenin ekonomik ve ticari yap\u0131s\u0131n\u0131n yeniden g\u00fc\u00e7lendirilmesine y\u00f6nelik at\u0131lan ad\u0131mlar, sigorta sekt\u00f6r\u00fcn\u00fcn afet sonras\u0131 toparlanmadaki rol\u00fc, afetlere kar\u015f\u0131 toplumsal fark\u0131ndal\u0131\u011f\u0131n ve i\u015f d\u00fcnyas\u0131n\u0131n dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131n art\u0131r\u0131lmas\u0131 ve risklere kar\u015f\u0131 daha dayan\u0131kl\u0131 bir ekonomik yap\u0131n\u0131n olu\u015fturulmas\u0131 gibi konular ele al\u0131nd\u0131.<\/p>\n
“Zorunlu Afet Sigortas\u0131 \u00e7al\u0131\u015fmalar\u0131nda sona gelindi”<\/p>\n
Ziyaret \u00e7er\u00e7evesinde Kahramanmara\u015f Ticaret ve Sanayi Odas\u0131 taraf\u0131ndan b\u00f6lge acentelerinin kat\u0131l\u0131m\u0131yla “\u0130\u015f D\u00fcnyas\u0131 Sigorta Bulu\u015fmas\u0131 Paneli” d\u00fczenlendi.<\/p>\n
Panelin a\u00e7\u0131l\u0131\u015f\u0131nda konu\u015fan SEDDK Ba\u015fkan\u0131 Davut Mente\u015f, 6 \u015eubat sonras\u0131 edinilen tecr\u00fcbelerle sigortac\u0131l\u0131kta yeni bir d\u00f6nemin kap\u0131lar\u0131n\u0131n a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 belirterek “Sadece depremi de\u011fil sel, heyelan ve orman yang\u0131n\u0131 gibi t\u00fcm do\u011fa kaynakl\u0131 afetleri tek bir poli\u00e7ede toplayacak Zorunlu Afet Sigortas\u0131 \u00e7al\u0131\u015fmalar\u0131nda sona gelindi. Bu y\u0131l hayata ge\u00e7mesi planlanan ZAS ile koruma kalkan\u0131 geni\u015fleyecek.” ifadelerini kulland\u0131.<\/p>\n
Sistemin s\u00fcrd\u00fcr\u00fclebilirli\u011fi i\u00e7in “otomatik yenileme” mekanizmas\u0131n\u0131n kritik oldu\u011funu kaydeden Mente\u015f, \u015firketlerin hasar \u00f6deme kapasitelerini \u00f6l\u00e7mek i\u00e7in her y\u0131l d\u00fczenlenen stres testlerinin ve modelleme zorunlulu\u011funun sekt\u00f6r\u00fcn finansal dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131 en \u00fcst seviyede tuttu\u011funu hat\u0131rlatt\u0131.<\/p>\n
“T\u00fcrkiye’deki en b\u00fcy\u00fck afet riski deprem de\u011fil, sigortas\u0131zl\u0131kt\u0131r”<\/p>\n
TSB Ba\u015fkan Yard\u0131mc\u0131s\u0131 Ahmet Ya\u015far da 6 \u015eubat depremlerinin 100 milyar dolar\u0131n \u00fczerinde do\u011frudan ekonomik hasara yol a\u00e7t\u0131\u011f\u0131n\u0131 an\u0131msatarak sigorta sekt\u00f6r\u00fcn\u00fcn bu zarar\u0131n yaln\u0131zca y\u00fczde 5-6’l\u0131k k\u0131sm\u0131n\u0131 tazmin edebildi\u011fini, bu durumun “T\u00fcrkiye’deki koruma a\u00e7\u0131\u011f\u0131n\u0131” net bir \u015fekilde ortaya koydu\u011funu anlatt\u0131.<\/p>\n
Sekt\u00f6r olarak stratejilerini art\u0131k sadece hasar sonras\u0131 tazminat \u00f6demeye de\u011fil, riskleri ger\u00e7ekle\u015fmeden \u00f6nlemek \u00fczerine kurduklar\u0131n\u0131 kaydeden Ya\u015far, “T\u00fcrkiye’deki en b\u00fcy\u00fck afet riski deprem de\u011fil, sigortas\u0131zl\u0131kt\u0131r. Afetler sonras\u0131nda hayat\u0131 yeniden ba\u015flatan \u015fey yaln\u0131zca fiziki in\u015fa de\u011fil, ekonomik d\u00fczenin kesintisiz s\u00fcrd\u00fcr\u00fclebilmesidir.” dedi.<\/p>\n
Ya\u015far, sigortac\u0131l\u0131\u011f\u0131n \u00fclkenin s\u00fcrd\u00fcr\u00fclebilirli\u011fi i\u00e7in savunma sanayisi kadar stratejik bir sekt\u00f6r olarak konumland\u0131r\u0131lmas\u0131 gerekti\u011fini kaydederek, devlet politikalar\u0131nda sigortan\u0131n koruma a\u00e7\u0131klar\u0131n\u0131 kapat\u0131c\u0131 bir enstr\u00fcman olarak yer almas\u0131n\u0131n \u00f6nemine vurgu yapt\u0131.<\/p>\n
“Sigorta mekanizmalar\u0131 g\u00fc\u00e7lendirilmeli”<\/p>\n
KMTSO Y\u00f6netim Kurulu Ba\u015fkan\u0131 Mustafa Buluntu ise 6 \u015eubat’ta ya\u015fanan depremlerin Kahramanmara\u015f ve b\u00f6lge ekonomisi \u00fczerindeki etkilerine dikkati \u00e7ekerek sigortac\u0131l\u0131k sisteminin afetlere kar\u015f\u0131 dayan\u0131kl\u0131l\u0131\u011f\u0131n art\u0131r\u0131lmas\u0131nda hayati rol \u00fcstlendi\u011fini s\u00f6yledi.<\/p>\n
Buluntu, i\u015f d\u00fcnyas\u0131n\u0131n ya\u015fad\u0131\u011f\u0131 tecr\u00fcbelerin do\u011fru analiz edilmesinin ve sigorta mekanizmalar\u0131n\u0131n bu do\u011frultuda g\u00fc\u00e7lendirilmesinin \u00f6nemine i\u015faret etti.<\/p>\n
TSB Y\u00f6netim Kurulu \u00dcyesi Erol \u00d6zt\u00fcrko\u011flu da afetlerin ard\u0131ndan fiziksel yap\u0131lar\u0131n bir \u015fekilde aya\u011fa kalkt\u0131\u011f\u0131n\u0131 ancak kaybedilen canlar\u0131n telafisinin olmad\u0131\u011f\u0131n\u0131 belirterek hayat sigortalar\u0131n\u0131n \u00f6nemini vurgulad\u0131.<\/p>\n
T\u00fcrkiye’de hayat sigortalar\u0131n\u0131n y\u00fczde 70-80’inin banka kredilerine ba\u011fl\u0131 olarak yap\u0131ld\u0131\u011f\u0131n\u0131, bireysel tercihin d\u00fc\u015f\u00fck kald\u0131\u011f\u0131n\u0131 vurgulayan \u00d6zt\u00fcrko\u011flu, “Sigorta bilincimiz hala b\u00fcy\u00fck oranda ‘mal’ sigortas\u0131 \u00fczerine kurulu. Bireylerin kendi canlar\u0131n\u0131 ve sakatl\u0131k risklerini g\u00fcvence alt\u0131na alacak finansal k\u00fclt\u00fcre sahip olmas\u0131 b\u00fcy\u00fck afetlerin toplumsal y\u0131k\u0131m etkisini azaltacak en \u00f6nemli unsurlardan.” ifadelerini kulland\u0131.<\/p>\n
DASK’tan deprem b\u00f6lgesine 39 milyar lira \u00f6deme<\/p>\n
DASK Y\u00f6netim Kurulu Ba\u015fkan\u0131 Hande Ak\u0131n da DASK’\u0131n 6 \u015eubat depremlerinde “hasar\u0131n \u00f6tesinde bir sorumlulukla” hareket etti\u011fini belirterek eksper s\u00fcre\u00e7lerinin tamamlanmas\u0131n\u0131 beklemeden avans \u00f6demelerinin ba\u015flat\u0131ld\u0131\u011f\u0131n\u0131, hafif hasarl\u0131 konutlara y\u00f6nelik h\u0131zl\u0131 \u00f6deme modellerinin vatanda\u015f\u0131n nakit ihtiyac\u0131n\u0131 kar\u015f\u0131lamada hayati rol oynad\u0131\u011f\u0131n\u0131 anlatt\u0131.<\/p>\n
Teknolojik altyap\u0131lar\u0131nda yapt\u0131klar\u0131 s\u00fcrekli g\u00fcncellemeler sayesinde ayn\u0131 anda on binlerce hasar ihbar\u0131n\u0131 y\u00f6netebilecek kapasiteye ula\u015ft\u0131klar\u0131n\u0131 kaydeden Ak\u0131n, “Bu y\u0131la ili\u015fkin vizyonumuzun \u00f6ncelikli maddeleri aras\u0131nda sigortal\u0131l\u0131k oran\u0131n\u0131 art\u0131rman\u0131n yan\u0131 s\u0131ra poli\u00e7e sahiplerinin ger\u00e7ek bina de\u011ferleri \u00fczerinden g\u00fcvence almalar\u0131n\u0131 sa\u011flamak yer al\u0131yor.” de\u011ferlendirmesinde bulundu.<\/p>\n
DASK Genel Sekreteri Balk\u0131r Demirkan ise 6 \u015eubat depremleri sonras\u0131nda DASK’\u0131n 519 binden fazla konuta toplam 39 milyar lira \u00f6deme yaparak d\u00fcnya sigortac\u0131l\u0131k tarihinde nadir g\u00f6r\u00fclen bir ba\u015far\u0131ya imza att\u0131\u011f\u0131n\u0131 vurgulad\u0131.<\/p>\n
Bu operasyonun kesintisiz y\u00f6netildi\u011fini aktaran Demirkan, “K\u0131sa s\u00fcrede bu hacimde bir \u00f6demeyi yapmak, teknolojik ve operasyonel g\u00fcc\u00fcm\u00fcz\u00fcn bir kan\u0131t\u0131d\u0131r. Penetrasyon oran\u0131n\u0131 y\u00fczde 55’ten yukar\u0131ya \u00e7ekmek, do\u011fru metrekare beyan\u0131 ve poli\u00e7e s\u00fcreklili\u011fi gibi konular DASK’\u0131n finansal g\u00fcc\u00fcn\u00fc daha da peki\u015ftirecek.” ifadelerini kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
SEDDK ve TSB, Kahramanmara\u015f’ta depremin \u00fc\u00e7 y\u0131l\u0131 dolay\u0131s\u0131yla sigorta sekt\u00f6r\u00fcndeki geli\u015fmeleri g\u00f6r\u00fc\u015ft\u00fc.<\/p>\n","protected":false},"author":1,"featured_media":61920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[1194,7271,60,736,1493],"class_list":["post-61919","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-afet","tag-dask","tag-deprem","tag-odeme","tag-sigorta"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/61919","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=61919"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/61919\/revisions"}],"predecessor-version":[{"id":61921,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/61919\/revisions\/61921"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/61920"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=61919"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=61919"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=61919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}