{"id":6239,"date":"2026-01-30T12:33:04","date_gmt":"2026-01-30T12:33:04","guid":{"rendered":"https:\/\/bihavadis.com\/?p=6239"},"modified":"2026-01-30T12:33:04","modified_gmt":"2026-01-30T12:33:04","slug":"borc-uyusmazliklarina-yerli-ve-adil-cozum-helallesme-endeksi","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/01\/30\/borc-uyusmazliklarina-yerli-ve-adil-cozum-helallesme-endeksi\/","title":{"rendered":"Bor\u00e7 uyu\u015fmazl\u0131klar\u0131na yerli ve adil \u00e7\u00f6z\u00fcm: Helalle\u015fme Endeksi"},"content":{"rendered":"<p>\u0130skenderun Teknik \u00dcniversitesi Rekt\u00f6r\u00fc Prof. Dr. Mehmet Duruel, Ekonomi ve Finans Anabilim Dal\u0131\u2019nda y\u00fcr\u00fct\u00fclen doktora \u00e7al\u0131\u015fmas\u0131 kapsam\u0131nda geli\u015ftirilen modelin, Prof. Dr. Nazif \u00c7al\u0131\u015f ve \u00d6\u011fr. G\u00f6r. Durmu\u015f Baysal taraf\u0131ndan haz\u0131rland\u0131\u011f\u0131n\u0131 belirtti. Duruel, endeksin \u00f6zellikle finansal anla\u015fmazl\u0131klarda kamu kaynaklar\u0131n\u0131n daha etkin ve verimli kullan\u0131lmas\u0131na katk\u0131 sunaca\u011f\u0131n\u0131 ifade etti.<\/p>\n<p><strong>TEK KR\u0130TERLE DE\u011e\u0130L, \u00c7OK BOYUTLU HESAPLAMA<\/strong><\/p>\n<p>Helalle\u015fme Endeksi\u2019nin yaln\u0131zca enflasyon verilerine dayal\u0131 olmad\u0131\u011f\u0131n\u0131 vurgulayan yetkililer, sistemin; T\u00dcFE, deflat\u00f6r, asgari \u00fccret art\u0131\u015f\u0131, konut fiyat endeksi gibi g\u00f6stergelerin yan\u0131 s\u0131ra gram alt\u0131n, reel efektif d\u00f6viz kuru ve petrol fiyatlar\u0131n\u0131 da i\u00e7eren \u00e7ok boyutlu bir hesaplama yap\u0131s\u0131na sahip oldu\u011funu aktard\u0131.<\/p>\n<p><strong>GEC\u0130KME BEDEL\u0130NE HAKKAN\u0130YETL\u0130 ALTERNAT\u0130F<\/strong><\/p>\n<p>\u00c7al\u0131\u015fman\u0131n, klasik gecikme bedellerinin yetersiz kald\u0131\u011f\u0131 durumlarda daha adil bir de\u011ferlendirme sundu\u011fu belirtilirken; \u015feffaf yap\u0131s\u0131yla adalet alg\u0131s\u0131n\u0131 g\u00fc\u00e7lendirdi\u011fi, toplumsal gerilim ve g\u00fcven kayb\u0131 risklerini azaltabilece\u011fi kaydedildi. Model, bor\u00e7lu ve alacakl\u0131 aras\u0131ndaki anla\u015fmazl\u0131klar\u0131n hakkaniyet temelinde \u00e7\u00f6z\u00fcmlenmesini hedefliyor.<\/p>\n<p><strong>AYM KARARIYLA UYUMLU<\/strong><\/p>\n<p>\u00d6te yandan, Anayasa Mahkemesi\u2019nin 8 Temmuz 2025 tarihli karar\u0131nda, y\u00fcksek enflasyonun alacaklar\u0131n reel de\u011ferini a\u015f\u0131nd\u0131rd\u0131\u011f\u0131na dikkat \u00e7ekilerek TBMM\u2019ye yasal d\u00fczenleme \u00e7a\u011fr\u0131s\u0131 yap\u0131ld\u0131\u011f\u0131 hat\u0131rlat\u0131ld\u0131. \u0130STE taraf\u0131ndan geli\u015ftirilen Helalle\u015fme Endeksi\u2019nin, s\u00f6z konusu karar\u0131n ruhuyla uyumlu oldu\u011fu vurguland\u0131.<\/p>\n<p><strong>KAD\u0130M ANLAYI\u015e, MODERN Y\u00d6NTEM<\/strong><\/p>\n<p>Kadim helalle\u015fme k\u00fclt\u00fcr\u00fcn\u00fc \u00e7a\u011fda\u015f uzla\u015ft\u0131rma ve finansal de\u011ferlendirme y\u00f6ntemleriyle bir araya getiren modelin uygulamas\u0131na www.helallesmeendeksi.com adresinden, akademik \u00e7al\u0131\u015fmas\u0131na ise bmij.org \u00fczerinden eri\u015filebildi\u011fi bildirildi.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/bihavadis.com\/wp-content\/uploads\/2026\/01\/borc-uyusmazliklarina-yerli-ve-adil-cozum-helallesme-endeksi-0-rds9dPbN.jpg\"\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130skenderun Teknik \u00dcniversitesi&#8217;nde geli\u015ftirilen endeksle bor\u00e7-alacak ili\u015fkilerinde hakkaniyet esasl\u0131 yeni bir d\u00f6nem hedefleniyor.<\/p>\n","protected":false},"author":1,"featured_media":6240,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-6239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/6239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=6239"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/6239\/revisions"}],"predecessor-version":[{"id":6242,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/6239\/revisions\/6242"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/6240"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=6239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=6239"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=6239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}