{"id":68691,"date":"2026-03-09T23:27:06","date_gmt":"2026-03-09T23:27:06","guid":{"rendered":"https:\/\/bihavadis.com\/?p=68691"},"modified":"2026-03-09T23:27:06","modified_gmt":"2026-03-09T23:27:06","slug":"finans-sektoru-icin-kritik-esik-yapay-zeka-ve-bulutta-yeni-donem","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/03\/09\/finans-sektoru-icin-kritik-esik-yapay-zeka-ve-bulutta-yeni-donem\/","title":{"rendered":"Finans sekt\u00f6r\u00fc i\u00e7in kritik e\u015fik: Yapay zeka ve bulutta yeni d\u00f6nem"},"content":{"rendered":"

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) ve Kredi Kay\u0131t B\u00fcrosu (KKB) ev sahipli\u011finde d\u00fczenlenen Yapay Zeka ve Bulut Teknolojileri \u00c7al\u0131\u015ftay\u0131, 13-15 \u015eubat tarihleri aras\u0131nda finans sekt\u00f6r\u00fcn\u00fcn teknoloji ajandas\u0131n\u0131 yeniden \u015fekillendiren kritik bir platforma d\u00f6n\u00fc\u015ft\u00fc. Yakla\u015f\u0131k 30 bankan\u0131n 100\u2019e yak\u0131n CIO ve \u00fcst d\u00fczey IT y\u00f6neticilerinin kat\u0131l\u0131m\u0131yla ger\u00e7ekle\u015ftirilen toplant\u0131larda; yapay zeka, bulut bili\u015fim, veri merkezi altyap\u0131lar\u0131, g\u00fcvenlik, y\u00f6neti\u015fim ve reg\u00fclasyon ba\u015fl\u0131klar\u0131 yaln\u0131zca teknik boyutuyla de\u011fil, sekt\u00f6r\u00fcn yak\u0131n ve orta vadeli yat\u0131r\u0131m perspektifi \u00e7er\u00e7evesinde ele al\u0131nd\u0131. \u00c7al\u0131\u015ftay sonunda, finans sekt\u00f6r\u00fcnde yapay zeka kullan\u0131m\u0131n\u0131n g\u00fcvenli, \u00f6l\u00e7\u00fclebilir ve denetlenebilir bir \u00e7er\u00e7evede ilerlemesi i\u00e7in ortak bir yol haritas\u0131 olu\u015fturulmas\u0131 y\u00f6n\u00fcnde mutabakata var\u0131ld\u0131.<\/p>\n

REG\u00dcLASYON VE \u0130NOVASYON AYNI ZEM\u0130NDE BULU\u015eUYOR<\/strong><\/p>\n

Yapay Zeka ve Bulut Teknolojileri \u00c7al\u0131\u015ftay\u0131\u2019nda konu\u015fan BDDK Bilgi Sistemlerinden Sorumlu Ba\u015fkan Yard\u0131mc\u0131s\u0131 Dr. Mustafa Ayd\u0131n, yapay zeka ve bulut teknolojilerinin finansal sistem \u00fczerindeki etkilerinin yaln\u0131zca teknik de\u011fil, ayn\u0131 zamanda y\u00f6neti\u015fim, g\u00fcven ve s\u00fcrd\u00fcr\u00fclebilirlik boyutlar\u0131yla ele al\u0131nmas\u0131 gerekti\u011fini vurgulad\u0131. Yapay zeka ve bulut bili\u015fim alan\u0131nda yaln\u0131zca d\u00fczenleyici bir yakla\u015f\u0131m\u0131n olmayaca\u011f\u0131n\u0131 belirten Dr. Ayd\u0131n, destekleyici mekanizmalarla g\u00fcveni tesis eden s\u00fcrd\u00fcr\u00fclebilir bir ekosistem olu\u015fturulmas\u0131 gerekti\u011fine vurgu yapt\u0131.<\/p>\n

YAPAY ZEKA \u0130\u00c7\u0130N ORTAK TEST VE DO\u011eRULAMA D\u00d6NEM\u0130 BA\u015eLIYOR<\/strong><\/p>\n

\u00c7al\u0131\u015ftay\u0131n en dikkat \u00e7ekici \u00e7\u0131kt\u0131lar\u0131ndan biri, KKB i\u015f birli\u011fiyle hayata ge\u00e7irilmesi planlanan \u201cYapay Zeka G\u00fcvenli Test ve Do\u011frulama Ortam\u0131 (Yapay Zeka Sandbox)\u201d<\/em><\/b> oldu. Bu yap\u0131 ile bankalar ve finansal kurulu\u015flar, kulland\u0131klar\u0131 yapay zeka modellerini g\u00fcvenilirlik, a\u00e7\u0131klanabilirlik, \u015feffafl\u0131k ve reg\u00fclasyon uyumu kriterleriyle test edebilecek. B\u00f6ylece yapay zeka uygulamalar\u0131 canl\u0131 ortama al\u0131nmadan \u00f6nce denetlenebilir ve \u00f6l\u00e7\u00fclebilir bir \u00e7er\u00e7evede do\u011frulananacak. Dr. Mustafa Ayd\u0131n, \u201cBu platform, yaln\u0131zca bir deneme ortam\u0131 de\u011fil; reg\u00fclasyon ile inovasyonun birlikte \u015fekillendi\u011fi bir g\u00fcven altyap\u0131s\u0131 olacak. Kural koyucu rol\u00fcm\u00fcz\u00fcn \u00f6tesine ge\u00e7erek uygulaman\u0131n i\u00e7inde yer alaca\u011f\u0131z.\u201d<\/em><\/b> diye konu\u015ftu.<\/p>\n

S\u00f6z konusu yap\u0131n\u0131n, \u00f6zellikle y\u00fcksek maliyetli yapay zeka altyap\u0131lar\u0131na eri\u015fimde orta ve k\u00fc\u00e7\u00fck \u00f6l\u00e7ekli bankalar i\u00e7in rekabet e\u015fitli\u011fini g\u00fc\u00e7lendirmesi bekleniyor.<\/p>\n

<\/p>\n

Y\u00dcKSEK MAL\u0130YETL\u0130 YAPAY ZEKA ALTYAPILARINDA ORTAK KULLANIM<\/strong><\/p>\n

Kredi Kay\u0131t B\u00fcrosu Genel M\u00fcd\u00fcr\u00fc G\u00f6khan \u015eahin, T\u00fcrk bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn bilgi sistemleri altyap\u0131s\u0131 ve reg\u00fclasyon uyumu a\u00e7\u0131s\u0131ndan g\u00fc\u00e7l\u00fc bir seviyede bulundu\u011funu belirterek, \u201cYapay zeka, veri merkezi yat\u0131r\u0131mlar\u0131 ve bulut stratejileri art\u0131k yaln\u0131zca teknik ba\u015fl\u0131klar de\u011fil, sekt\u00f6r\u00fcm\u00fcz\u00fcn dayan\u0131kl\u0131l\u0131\u011f\u0131 ve gelece\u011fe haz\u0131rl\u0131\u011f\u0131 a\u00e7\u0131s\u0131ndan stratejik konular haline geldi.\u201d <\/em><\/b>dedi.<\/p>\n

\u015eahin, yapay zeka ve veri merkezi yat\u0131r\u0131mlar\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki d\u00f6nemde kritik \u00f6neme sahip olaca\u011f\u0131n\u0131 vurgulayarak, \u00f6zellikle k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli bankalar a\u00e7\u0131s\u0131ndan bu yat\u0131r\u0131mlar\u0131n \u00f6nemli maliyetler do\u011furabildi\u011fine dikkat \u00e7ekti. Kredi Kay\u0131t B\u00fcrosu\u2019nun stratejik oda\u011f\u0131nda konumland\u0131rd\u0131\u011f\u0131 veri merkezinin 2026 y\u0131l\u0131nda tamamlanmas\u0131n\u0131n \u00f6ng\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc, bu altyap\u0131n\u0131n sekt\u00f6r genelinde kapasiteyi g\u00fc\u00e7lendirebilecek bir zemin olu\u015fturaca\u011f\u0131n\u0131 s\u00f6yledi. Veri egemenli\u011fi konusunun da alt\u0131n\u0131 \u00e7izen \u015eahin, bu ba\u015fl\u0131\u011f\u0131n dijitalle\u015fen ve yapay zeka uygulamalar\u0131n\u0131 hayata ge\u00e7iren t\u00fcm sekt\u00f6rler i\u00e7in stratejik bir \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 belirtti. \u015eahin, veri merkezi ve yapay zek\u00e2 altyap\u0131s\u0131na ili\u015fkin konular\u0131n kamu otoriteleri ve sekt\u00f6r payda\u015flar\u0131yla birlikte, b\u00fct\u00fcnc\u00fcl bir yakla\u015f\u0131mla ele al\u0131nmas\u0131n\u0131n b\u00fcy\u00fck \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n

KLOUDEKS \u0130LE YAPAY ZEKA SERV\u0130SLER\u0130NE DAK\u0130KALAR \u0130\u00c7ER\u0130S\u0130NDE ER\u0130\u015e\u0130M<\/strong><\/p>\n

\u00c7al\u0131\u015ftayda, KKB\u2019nin geli\u015ftirdi\u011fi kurumsal yapay zeka mimarisi, Agentic AI Framework ve yapay zeka \u00fcretim hatt\u0131 yakla\u015f\u0131m\u0131 da ele al\u0131nd\u0131. Ak\u0131ll\u0131 asistanlar ve chatbot\u2019lar\u0131n yan\u0131nda yapay zekan\u0131n ger\u00e7ek i\u015f problemlerini \u00e7\u00f6zen, aksiyon alabilen Agentic AI kullan\u0131mlar\u0131n\u0131n t\u00fcm d\u00fcnyan\u0131n g\u00fcndeminde oldu\u011fu vurguland\u0131. Y\u00fcksek yat\u0131r\u0131m maliyetleri gerektiren GPU altyap\u0131lar\u0131n\u0131n tekil kullan\u0131m\u0131 yerine, bu altyap\u0131lar\u0131n geli\u015fmi\u015f yapay zeka servisleriyle sekt\u00f6r\u00fcn kullan\u0131m\u0131na a\u00e7\u0131lmas\u0131n\u0131n, finans sekt\u00f6r\u00fc i\u00e7in verimlilik yarataca\u011f\u0131 ifade edildi. Bu kapsamda KKB\u2019nin yerli ve g\u00fcvenilir bulut ortam\u0131 Kloudeks\u2019in sundu\u011fu; \u201cLLM as a service\u201d (Kloudeks MIA), GPU sanalla\u015ft\u0131rma altyap\u0131lar\u0131, SaaS pazaryeri, uyarlanabilir chatbot, yapay zeka geli\u015ftirme ortamlar\u0131 ve g\u00fcvenlik servislerinin \u00f6l\u00e7eklenebilir \u015fekilde kullan\u0131ma haz\u0131r oldu\u011fu belirtildi.<\/p>\n

YAPAY ZEKA Y\u00d6NET\u0130\u015e\u0130M\u0130NDE YEN\u0130 REG\u00dcLASYONLAR YOLDA<\/strong><\/p>\n

Etkinlikte KKB taraf\u0131ndan; bilgi g\u00fcvenli\u011fi y\u00f6netim sistemi, veri merkezi sertifikasyonlar\u0131, bulut g\u00fcvenli\u011fi standartlar\u0131, yapay zeka g\u00fcvenli\u011fi, izlenebilirlik, denetlenebilirlik ve post-quantum kriptografi gibi yeni nesil risk alanlar\u0131na y\u00f6nelik yakla\u015f\u0131mlar aktar\u0131ld\u0131. BDDK Bilgi Sistemleri Uyum Daire Ba\u015fkanl\u0131\u011f\u0131 uzman ekipleri taraf\u0131ndan ger\u00e7ekle\u015ftirilen sunumda; yapay zeka y\u00f6neti\u015fiminin \u00f6l\u00e7\u00fclebilir, denetlenebilir ve hesap verebilir olmas\u0131 gerekti\u011fi vurgulan\u0131rken; bankalarda yapay zeka komiteleri, algoritmik denetim ve risk bazl\u0131 reg\u00fclasyon taslaklar\u0131na ili\u015fkin bilgiler payla\u015f\u0131ld\u0131.<\/p>\n

SEKT\u00d6R\u00dcN TEKNOLOJ\u0130 AJANDASI \u015eEK\u0130LLEN\u0130YOR<\/strong><\/p>\n

\u201cBankac\u0131l\u0131k Sekt\u00f6r\u00fcn\u00fcn Teknoloji Ajandas\u0131\u201d<\/em><\/b> ba\u015fl\u0131kl\u0131 panelde 7 bankan\u0131n \u00fcst d\u00fczey IT y\u00f6neticisi bir araya geldi. Panelde; yapay zeka ve bulut teknolojilerinin bankac\u0131l\u0131k operasyonlar\u0131na etkisi, veri merkezi d\u00f6n\u00fc\u015f\u00fcm\u00fc, reg\u00fclasyon uyumu ve s\u00fcrd\u00fcr\u00fclebilir teknoloji yat\u0131r\u0131mlar\u0131 sekt\u00f6r deneyimleri \u0131\u015f\u0131\u011f\u0131nda de\u011ferlendirildi.<\/p>\n

Kaynak:<\/strong> Ensonhaber Haber Merkezi<\/span> <\/div>\n","protected":false},"excerpt":{"rendered":"

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) ve Kredi Kay\u0131t B\u00fcrosu (KKB) ev sahipli\u011finde d\u00fczenlenen Yapay Zeka ve Bulut Teknolojileri \u00c7al\u0131\u015ftay\u0131, 13-15 \u015eubat tarihleri aras\u0131nda finans sekt\u00f6r\u00fcn\u00fcn teknoloji ajandas\u0131n\u0131 yeniden \u015fekillendiren kritik bir …<\/p>\n","protected":false},"author":1,"featured_media":68692,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[293,407,191,292,213],"class_list":["post-68691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-guven","tag-orta","tag-teknoloji","tag-veri","tag-yapay-zeka"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/68691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=68691"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/68691\/revisions"}],"predecessor-version":[{"id":68694,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/68691\/revisions\/68694"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/68692"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=68691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=68691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=68691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}