{"id":8537,"date":"2026-01-31T19:36:06","date_gmt":"2026-01-31T19:36:06","guid":{"rendered":"https:\/\/bihavadis.com\/?p=8537"},"modified":"2026-01-31T19:36:06","modified_gmt":"2026-01-31T19:36:06","slug":"uzmani-acikladi-yastik-altindaki-altin-ekonomiye-kazandirilabilir-mi","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/01\/31\/uzmani-acikladi-yastik-altindaki-altin-ekonomiye-kazandirilabilir-mi\/","title":{"rendered":"Uzman\u0131 a\u00e7\u0131klad\u0131: Yast\u0131k alt\u0131ndaki alt\u0131n ekonomiye kazand\u0131r\u0131labilir mi?"},"content":{"rendered":"

T\u00fcrkiye\u2019de hane halk\u0131n\u0131n elinde bulunan ve finansal sistem d\u0131\u015f\u0131nda tutulan \u201cyast\u0131k alt\u0131 alt\u0131n\u201d<\/em><\/b> miktar\u0131n\u0131n 3 ila 5 bin ton aras\u0131nda oldu\u011fu, bunun da yakla\u015f\u0131k 500 milyar dolarl\u0131k bir b\u00fcy\u00fckl\u00fc\u011fe kar\u015f\u0131l\u0131k geldi\u011fi tahmin ediliyor.<\/p>\n

Ekonomist Dr. Sel\u00e7uk G\u00fclten\u2019e g\u00f6re alt\u0131n, T\u00fcrkiye\u2019de yaln\u0131zca bir yat\u0131r\u0131m arac\u0131 de\u011fil; ayn\u0131 zamanda k\u00f6t\u00fc g\u00fcn g\u00fcvencesi, geleneksel birikim ve sosyal bir de\u011fer olma \u00f6zelli\u011fi ta\u015f\u0131yor. Bu durum, yast\u0131k alt\u0131ndaki alt\u0131n\u0131n b\u00fct\u00fcn\u00fcyle ekonomiye kazand\u0131r\u0131lmas\u0131n\u0131 zorla\u015ft\u0131r\u0131yor.<\/p>\n

YASTIK ALTI ALTIN HANE HALKININ M\u00dcLK\u0130YET\u0130NDE<\/strong><\/p>\n

Dr. G\u00fclten, yast\u0131k alt\u0131nda tutulan alt\u0131nlar\u0131n tamam\u0131n\u0131n hane halk\u0131n\u0131n m\u00fclkiyetinde oldu\u011funu vurgulayarak, bu alt\u0131nlara el konulaca\u011f\u0131 ya da yasal kullan\u0131m\u0131n\u0131n engellenece\u011fi y\u00f6n\u00fcndeki iddialar\u0131n ger\u00e7e\u011fi yans\u0131tmad\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n

Vatanda\u015flar\u0131n alt\u0131nlar\u0131n\u0131 bozdurarak ev, araba almas\u0131 veya yasal ama\u00e7larla kullanmas\u0131n\u0131n \u00f6n\u00fcnde herhangi bir engel bulunmad\u0131\u011f\u0131n\u0131 ifade eden G\u00fclten, aksine uzun y\u0131llard\u0131r bu alt\u0131nlar\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131 i\u00e7in \u00e7e\u015fitli projelerin hayata ge\u00e7irildi\u011fini s\u00f6yledi.<\/p>\n

KIYMETL\u0130 MADEN TAK\u0130P S\u0130STEM\u0130 DEVREYE G\u0130R\u0130YOR<\/strong><\/p>\n

T\u00fcrkiye\u2019de \u0130n\u015faat Demiri Takip Sistemi ve G\u00fcbre Takip Sistemi gibi uygulamalar\u0131n temel amac\u0131n\u0131n k\u00f6t\u00fcye kullan\u0131m\u0131n \u00f6nlenmesi oldu\u011funu hat\u0131rlatan G\u00fclten, Hazine ve Maliye Bakanl\u0131\u011f\u0131 ile Darphane\u2019nin benzer bir sistemi K\u0131ymetli Maden Takip Sistemi ad\u0131yla hayata ge\u00e7irmeyi planlad\u0131\u011f\u0131n\u0131 aktard\u0131.<\/p>\n

Bu sistemle, sahte ve d\u00fc\u015f\u00fck ayarl\u0131 alt\u0131n \u00fcretiminin \u00f6n\u00fcne ge\u00e7ilmesi hedefleniyor. Alt\u0131n imalat\u00e7\u0131lar\u0131, madenciler ve rafineriler taraf\u0131ndan \u00fcretilen 1 gram\u0131n \u00fczerindeki alt\u0131nlar\u0131n standart ve g\u00fcvenlik \u00f6nlemleriyle \u00fcretilmesi ama\u00e7lan\u0131yor. Sistem, t\u00fcm alt\u0131n ticaretini de\u011fil, \u00fcretim a\u015famas\u0131n\u0131 kaps\u0131yor.<\/p>\n

<\/p>\n

BANKACILIK S\u0130STEM\u0130 VE G\u00dcVEN SORUNU<\/strong><\/p>\n

T\u00fcrkiye\u2019de genel kural olarak 30 bin TL ve \u00fczerindeki i\u015flemlerin banka veya finans kurulu\u015flar\u0131 arac\u0131l\u0131\u011f\u0131yla yap\u0131lmas\u0131 gerekiyor. Bu kural alt\u0131n al\u0131m sat\u0131m\u0131 i\u00e7in de ge\u00e7erli. Ancak bankalar\u0131n uygulad\u0131\u011f\u0131 fiyat farklar\u0131 ve komisyonlar, vatanda\u015flar\u0131n alt\u0131nlar\u0131n\u0131 bankac\u0131l\u0131k sistemine dahil etme konusunda isteksiz davranmas\u0131na yol a\u00e7abiliyor. Bunun yan\u0131 s\u0131ra \u201cbanka batar\u201d<\/em><\/b> gibi ge\u00e7mi\u015ften gelen endi\u015felerin de yast\u0131k alt\u0131 alt\u0131n al\u0131\u015fkanl\u0131\u011f\u0131n\u0131 besledi\u011fine dikkat \u00e7eken G\u00fclten, finansal okuryazarl\u0131\u011f\u0131n art\u0131r\u0131lmas\u0131 ve alt\u0131n bankac\u0131l\u0131\u011f\u0131 \u00fcr\u00fcnlerinin geli\u015ftirilmesi gerekti\u011fini vurgulad\u0131.<\/p>\n

TE\u015eV\u0130K OLMADAN TAM ENTEGRASYON M\u00dcMK\u00dcN DE\u011e\u0130L<\/strong><\/p>\n

Dr. G\u00fclten\u2019e g\u00f6re, yast\u0131k alt\u0131ndaki alt\u0131n\u0131n tamam\u0131n\u0131n finansal sisteme kazand\u0131r\u0131lmas\u0131 hi\u00e7bir zaman m\u00fcmk\u00fcn olmayacak. \u00c7\u00fcnk\u00fc alt\u0131n, T\u00fcrkiye\u2019de tarih boyunca yaln\u0131zca ekonomik bir de\u011fer olarak g\u00f6r\u00fclmedi. Devlet katk\u0131s\u0131, te\u015fvik mekanizmalar\u0131 ve e\u011fitimlerle sisteme giren alt\u0131n miktar\u0131 art\u0131r\u0131labilir; ancak bu davran\u0131\u015f kal\u0131b\u0131n\u0131n b\u00fct\u00fcn\u00fcyle de\u011fi\u015fmesi zor.<\/p>\n

ENFLASYONLA M\u00dcCADELE ALTIN DAVRANI\u015eINI ETK\u0130L\u0130YOR<\/strong><\/p>\n

Son iki y\u0131ld\u0131r uygulanan parasal s\u0131k\u0131la\u015fma ve y\u00fcksek faiz politikalar\u0131n\u0131n ba\u015far\u0131l\u0131 olmas\u0131 halinde, vatanda\u015flar\u0131n yast\u0131k alt\u0131nda alt\u0131n tutma e\u011filiminin azalabilece\u011fini belirten G\u00fclten, alt\u0131n\u0131n son d\u00f6nemde yat\u0131r\u0131mc\u0131s\u0131na reel getiri sa\u011flayan ara\u00e7lardan biri haline geldi\u011fini s\u00f6yledi. Merkez Bankas\u0131 Ba\u015fkan\u0131\u2019n\u0131n da \u201cT\u00fcrkiye\u2019de y\u00fcksek alt\u0131n stokunun nedeni ge\u00e7mi\u015ften gelen enflasyonist tecr\u00fcbedir\u201d s\u00f6zlerini hat\u0131rlatt\u0131.<\/p>\n

SAHTE ALTIN UYARISI: VATANDA\u015e D\u0130KKATL\u0130 OLMALI<\/strong><\/p>\n

Alt\u0131n fiyatlar\u0131ndaki y\u00fckseli\u015fle birlikte sahte alt\u0131n vakalar\u0131n\u0131n da artt\u0131\u011f\u0131n\u0131 belirten G\u00fclten, vatanda\u015flar\u0131n baz\u0131 basit testlerle riskleri azaltabilece\u011fini ifade etti. Alt\u0131n\u0131n sert bir y\u00fczeye b\u0131rak\u0131ld\u0131\u011f\u0131nda tok ve k\u0131sa s\u00fcreli bir ses \u00e7\u0131karmas\u0131 gerekti\u011fini, tiz ve uzun seslerin sahte ya da d\u00fc\u015f\u00fck ayarl\u0131 alt\u0131na i\u015faret edebilece\u011fini s\u00f6yledi. Ayr\u0131ca g\u00fc\u00e7l\u00fc bir m\u0131knat\u0131sla yap\u0131lan testin de alt\u0131n\u0131n i\u00e7eri\u011fi hakk\u0131nda fikir verebilece\u011fini dile getirdi.<\/p>\n

ALTIN ALIM-SATIMINDA ZAMANLAMA \u00d6NEML\u0130<\/strong><\/p>\n

Alt\u0131n sat\u0131\u015f\u0131 i\u00e7in cuma \u00f6\u011fleden sonra veya pazartesi sabah saatlerinin, al\u0131m i\u00e7in ise sal\u0131, \u00e7ar\u015famba ve per\u015fembe g\u00fcnlerinin daha uygun olabilece\u011fini belirten G\u00fclten, jeopolitik risklerin fiyatlar \u00fczerinde dalgalanmalara yol a\u00e7abilece\u011fini hat\u0131rlatt\u0131. Uzun vadeli yat\u0131r\u0131mc\u0131lar\u0131n k\u0131sa vadeli fiyat hareketlerinde pani\u011fe kap\u0131lmamas\u0131 gerekti\u011fini vurgulad\u0131.<\/p>\n

KAZAN-KAZAN M\u00dcMK\u00dcN<\/strong><\/p>\n

Dr. Sel\u00e7uk G\u00fclten\u2019e g\u00f6re, yast\u0131k alt\u0131 alt\u0131n\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131 durumunda ekonomik i\u015flem hacmi artacak, \u00fclke risk g\u00f6stergeleri azalacak ve \u201ckazan-kazan\u201d ortam\u0131 olu\u015fabilecek. Bunun i\u00e7in yeni projelerin geli\u015ftirilmesi, vatanda\u015flara sa\u011flanacak faydalar\u0131n net bi\u00e7imde anlat\u0131lmas\u0131 ve te\u015fvik mekanizmalar\u0131n\u0131n g\u00fc\u00e7lendirilmesi gerekiyor.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ekonomist Dr. Sel\u00e7uk G\u00fclten, T\u00fcrkiye\u2019de yast\u0131k alt\u0131nda tutuldu\u011fu tahmin edilen y\u00fczlerce milyar dolarl\u0131k alt\u0131n\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131n\u0131n \u00f6n\u00fcndeki engelleri, geli\u015ftirilen sistemleri ve \u00e7\u00f6z\u00fcm \u00f6nerilerini de\u011ferlendirdi.<\/p>\n","protected":false},"author":1,"featured_media":8538,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[430,1974,344,1226,1973],"class_list":["post-8537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-gulten","tag-sistem","tag-vatandas","tag-yastik-alti"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/8537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=8537"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/8537\/revisions"}],"predecessor-version":[{"id":8540,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/8537\/revisions\/8540"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/8538"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=8537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=8537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=8537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}