{"id":86241,"date":"2026-05-07T15:00:11","date_gmt":"2026-05-07T15:00:11","guid":{"rendered":"https:\/\/bihavadis.com\/?p=86241"},"modified":"2026-05-07T15:00:11","modified_gmt":"2026-05-07T15:00:11","slug":"katilim-emeklilik-milletimize-ve-sektorumuze-deger-katmayi-surdurecegiz","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/05\/07\/katilim-emeklilik-milletimize-ve-sektorumuze-deger-katmayi-surdurecegiz\/","title":{"rendered":"Kat\u0131l\u0131m Emeklilik: Milletimize ve sekt\u00f6r\u00fcm\u00fcze de\u011fer katmay\u0131 s\u00fcrd\u00fcrece\u011fiz"},"content":{"rendered":"

Kat\u0131l\u0131m Emeklilik, 2026 \u015eubat itibar\u0131yla fon b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc 76 milyar TL\u2019nin \u00fczerine ta\u015f\u0131d\u0131. KJM (K\u0131ymetli Madenler Emeklilik Fonu) Fonu 2025 y\u0131l\u0131 sonunda y\u00fczde 139 getiriyle t\u00fcm BES fonlar\u0131 aras\u0131nda zirveye yerle\u015firken, \u015firket 20 faizsiz fon se\u00e7ene\u011fiyle s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcmesini devam ettirdi.<\/p>\n

Kat\u0131l\u0131m Emeklilik Ramazan ay\u0131 dolay\u0131s\u0131yla d\u00fczenledi\u011fi Bas\u0131n \u0130ftar Bulu\u015fmas\u0131\u2019nda sekt\u00f6r temsilcileri ve bas\u0131n mensuplar\u0131yla bir araya geldi. Kat\u0131l\u0131m Emeklilik Genel M\u00fcd\u00fcr\u00fc Ayhan Sincek, \u015firketin 12 y\u0131ll\u0131k istikrarl\u0131 b\u00fcy\u00fcme yolculu\u011funu, 2025 fon performanslar\u0131n\u0131 ve 2030 hedeflerini kamuoyu ile payla\u015ft\u0131.<\/p>\n

T\u00fcrkiye\u2019de Bireysel Emeklilik Sistemi (BES), 18 milyon kat\u0131l\u0131mc\u0131 ve 2,5 trilyon TL\u2019yi a\u015fan fon b\u00fcy\u00fckl\u00fc\u011f\u00fcyle ekonominin en \u00f6nemli uzun vadeli tasarruf mekanizmalar\u0131ndan biri haline geldi. Artan fon \u00e7e\u015fitlili\u011fi ve performans odakl\u0131 y\u00f6netim anlay\u0131\u015f\u0131yla sistem, yat\u0131r\u0131mc\u0131lara enflasyonun \u00fczerinde reel getiri \u00fcretmeye devam ediyor. Bu g\u00fc\u00e7l\u00fc b\u00fcy\u00fcme ortam\u0131nda Kat\u0131l\u0131m Emeklilik fon hacmi, 2026 \u015eubat ay\u0131 itibar\u0131yla 76 milyar TL\u2019yi a\u015ft\u0131. \u015eirketin K\u0131ymetli Madenler Kat\u0131l\u0131m Emeklilik Yat\u0131r\u0131m Fonu (KJM) ise 2025 y\u0131l\u0131nda y\u00fczde 139 getiri sa\u011flayarak T\u00fcrkiye\u2019deki t\u00fcm BES fonlar\u0131 aras\u0131nda en y\u00fcksek performans\u0131 g\u00f6sterdi. Kat\u0131l\u0131m Emeklilik, y\u00fczde 100 faizsiz finans ilkelerine uygun 20 farkl\u0131 fon ile yat\u0131r\u0131mc\u0131lar\u0131na geni\u015f bir yat\u0131r\u0131m yelpazesi sunmay\u0131 s\u00fcrd\u00fcr\u00fcyor.<\/p>\n

BES EKONOM\u0130N\u0130N STRATEJ\u0130K B\u0130LE\u015eEN\u0130 HAL\u0130NE GELD\u0130<\/strong><\/p>\n

Ayhan Sincek, T\u00fcrkiye\u2019de bireysel emeklilik sisteminin geldi\u011fi noktay\u0131 \u015f\u00f6yle de\u011ferlendirdi:\u00a0<\/p>\n

T\u00fcrkiye\u2019de bireysel emeklilik sistemi art\u0131k hem makroekonominin hem de hane halk\u0131 tasarruflar\u0131n\u0131n en g\u00fc\u00e7l\u00fc bile\u015fenlerinden biri h\u00e2line geldi. 18 milyon kat\u0131l\u0131mc\u0131 ve 2,5 trilyon TL\u2019yi a\u015fan fon b\u00fcy\u00fckl\u00fc\u011f\u00fc, BES\u2019in ekonomimize uzun vadeli kaynak sa\u011flayan stratejik bir mekanizma oldu\u011funu ortaya koyuyor. Fon \u00e7e\u015fitlili\u011finin artmas\u0131, sisteme giri\u015f ya\u015f\u0131n\u0131n gen\u00e7le\u015fmesi ve kat\u0131l\u0131mc\u0131lar\u0131n uzun vadeli yakla\u015f\u0131m\u0131, BES\u2019in gelece\u011fini daha da sa\u011flamla\u015ft\u0131r\u0131yor.<\/p>\n

Ayhan Sincek ayr\u0131ca Kat\u0131l\u0131m Emeklilik\u2019in bu g\u00fc\u00e7l\u00fc ekosistem i\u00e7inde s\u00fcrd\u00fcr\u00fclebilir fon performans\u0131 ve reel getiri \u00fcretmeye odakland\u0131\u011f\u0131n\u0131 vurgulad\u0131.<\/p>\n

<\/p>\n

2025\u2019TE REKOR GET\u0130R\u0130LER<\/strong><\/p>\n

Kat\u0131l\u0131m Emeklilik, 2025 y\u0131l\u0131n\u0131 fon performans\u0131, fon b\u00fcy\u00fckl\u00fc\u011f\u00fc ve s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme alanlar\u0131nda sekt\u00f6r\u00fcn en dikkat \u00e7ekici sonu\u00e7lar\u0131ndan biriyle tamamlad\u0131. \u015eirketin K\u0131ymetli Madenler Kat\u0131l\u0131m Emeklilik Yat\u0131r\u0131m Fonu (KJM), y\u0131l boyunca y\u00fczde 139 getiri sa\u011flayarak T\u00fcrkiye\u2019deki t\u00fcm BES fonlar\u0131 aras\u0131nda en y\u00fcksek performans\u0131 g\u00f6sterdi. Alt\u0131n Kat\u0131l\u0131m Emeklilik Yat\u0131r\u0131m Fonu (KEF) yat\u0131r\u0131mc\u0131s\u0131na y\u00fczde 102,45 kazan\u00e7 sa\u011flarken, T\u00fcrkiye\u2019nin ilk g\u00fcm\u00fc\u015f emeklilik yat\u0131r\u0131m fonu olan G\u00fcm\u00fc\u015f Kat\u0131l\u0131m Fonu (KGC) de y\u0131l i\u00e7inde kurulmu\u015f olmas\u0131na ra\u011fmen y\u00fczde 57,46 getiri ile ba\u015far\u0131l\u0131 bir ba\u015flang\u0131\u00e7 yapt\u0131.<\/p>\n

Ayhan Sincek, fon performanslar\u0131na ili\u015fkin \u015fu de\u011ferlendirmede bulundu:<\/p>\n

Fon performans\u0131nda s\u00fcrd\u00fcr\u00fclebilir ba\u015far\u0131, uzun vadeli stratejimizin merkezinde yer al\u0131yor. Portf\u00f6ylerimizin do\u011fru varl\u0131k da\u011f\u0131l\u0131m\u0131, piyasa ko\u015fullar\u0131na duyarl\u0131 y\u00f6netim anlay\u0131\u015f\u0131m\u0131z ve kat\u0131l\u0131m ilkelerine ba\u011fl\u0131l\u0131k sayesinde yat\u0131r\u0131mc\u0131lar\u0131m\u0131za reel de\u011fer sunmaya devam ediyoruz.<\/p>\n

18 YA\u015e ALTI BES\u2019TE VE SA\u011eLIK S\u0130GORTALARINDA G\u00dc\u00c7L\u00dc B\u00dcY\u00dcME<\/strong><\/p>\n

T\u00fcrkiye genelinde 18 ya\u015f alt\u0131 BES kat\u0131l\u0131mc\u0131 say\u0131s\u0131 1,9 milyonun \u00fczerine \u00e7\u0131karken, Kat\u0131l\u0131m Emeklilik\u2019in Erken BES kat\u0131l\u0131mc\u0131 say\u0131s\u0131 2026 \u015eubat sonu 195 bin seviyesine ula\u015ft\u0131. \u015eirket, 18 ya\u015f alt\u0131 BES segmentinde d\u00f6rt y\u0131lda, y\u0131ll\u0131k ortalama %97 civar\u0131nda bir b\u00fcy\u00fcme kaydetti ve bu alanda g\u00fc\u00e7l\u00fc konumunu peki\u015ftirdi. T\u00fcrkiye\u2019de 18 ya\u015f alt\u0131 BES kat\u0131l\u0131mc\u0131lar\u0131n\u0131n y\u00fczde 10\u2019dan fazlas\u0131 Kat\u0131l\u0131m Emeklilik b\u00fcnyesinde bulunuyor.<\/p>\n

Ayr\u0131ca sa\u011fl\u0131k sigortalar\u0131nda her t\u00fcrl\u00fc ihtiyaca yan\u0131t verebildiklerini belirten Sincek, \u201cSa\u011fl\u0131kta yenili\u011fe ve h\u0131za \u00f6nem veriyoruz. Provizyon i\u015flemlerinde en h\u0131zl\u0131 hizmet veren kurumlar aras\u0131nday\u0131z, ihtiyaca uygun \u00e7e\u015fitlilikte, alan\u0131nda ilk olan \u00fcr\u00fcnlerle altyap\u0131m\u0131z\u0131 s\u00fcrekli geli\u015ftiriyoruz. En son; bizden Emeklilik Gelir Plan\u0131 tercih eden ve gerekli \u015fartlar\u0131 sa\u011flayan kat\u0131l\u0131mc\u0131lar\u0131m\u0131za sundu\u011fumuz hediye sa\u011fl\u0131k sigortalar\u0131 ile bir ilke daha imza att\u0131k.\u201d <\/b>dedi.<\/p>\n

L\u0130DERL\u0130K ODA\u011eINDA S\u00dcRD\u00dcR\u00dcLEB\u0130L\u0130R B\u00dcY\u00dcME<\/strong><\/p>\n

Kat\u0131l\u0131m Emeklilik, \u00f6n\u00fcm\u00fczdeki d\u00f6nemde faizsiz emeklilik ve sigortac\u0131l\u0131kta liderli\u011fini g\u00fc\u00e7lendirmeyi, fon y\u00f6netimindeki uzmanl\u0131\u011f\u0131n\u0131 daha da derinle\u015ftirmeyi ve s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme stratejisiyle sekt\u00f6re y\u00f6n vermeye devam etmeyi hedefliyor.<\/p>\n

Sincek, gelecek d\u00f6nem hedeflerine ili\u015fkin \u015fu de\u011ferlendirmede bulundu:<\/p>\n

Faizsiz emeklilik ve sigortac\u0131l\u0131kta liderli\u011fimizi g\u00fc\u00e7lendirerek yolumuza devam edece\u011fiz. Uzmanl\u0131\u011f\u0131m\u0131z\u0131 derinle\u015ftirirken, s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme anlay\u0131\u015f\u0131m\u0131zla hem kat\u0131l\u0131mc\u0131lar\u0131m\u0131z hem de sekt\u00f6r\u00fcm\u00fcz i\u00e7in kal\u0131c\u0131 de\u011fer \u00fcretmeyi s\u00fcrd\u00fcrece\u011fiz.<\/p>\n

Kaynak:<\/strong> Ensonhaber Haber Merkezi<\/span> <\/div>\n","protected":false},"excerpt":{"rendered":"

Kat\u0131l\u0131m Emeklilik, 2026 \u015eubat itibar\u0131yla fon b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc 76 milyar TL\u2019nin \u00fczerine ta\u015f\u0131d\u0131. KJM (K\u0131ymetli Madenler Emeklilik Fonu) Fonu 2025 y\u0131l\u0131 sonunda y\u00fczde 139 getiriyle t\u00fcm BES fonlar\u0131 aras\u0131nda zirveye yerle\u015firken, \u015firket 20 faizsiz fon …<\/p>\n","protected":false},"author":1,"featured_media":86242,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[3098,1673,1579,3097,216],"class_list":["post-86241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bes","tag-fon","tag-katilim","tag-katilim-emeklilik","tag-yatirim"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/86241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=86241"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/86241\/revisions"}],"predecessor-version":[{"id":86244,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/86241\/revisions\/86244"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/86242"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=86241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=86241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=86241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}