{"id":86850,"date":"2026-05-08T05:12:09","date_gmt":"2026-05-08T05:12:09","guid":{"rendered":"https:\/\/bihavadis.com\/?p=86850"},"modified":"2026-05-08T05:12:09","modified_gmt":"2026-05-08T05:12:09","slug":"yeni-otomobillerde-kasko-orani-yuzde-80e-ulasti","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/05\/08\/yeni-otomobillerde-kasko-orani-yuzde-80e-ulasti\/","title":{"rendered":"Yeni otomobillerde kasko oran\u0131 y\u00fczde 80&#8217;e ula\u015ft\u0131"},"content":{"rendered":"<p>Yeni otomobillerde kasko oran\u0131 y\u00fckselde y\u00fckseldi.<\/p>\n<p>T\u00fcrkiye Sigorta Birli\u011fi (TSB) verilerine g\u00f6re, ge\u00e7en y\u0131l kaskoda genel sigortal\u0131l\u0131k oran\u0131 y\u00fczde 26&#8217;ya \u00e7\u0131karken, 0-5 ya\u015f aras\u0131 kaskolu ara\u00e7lar\u0131n oran\u0131 y\u00fczde 48, otomobillerde ise kasko sigortal\u0131l\u0131k oran\u0131 y\u00fczde 37 olarak kay\u0131tlara ge\u00e7ti.<\/p>\n<p>T\u00fcrkiye Sigorta Birli\u011fi Genel Sekreteri \u00d6zg\u00fcr Obal\u0131:<\/p>\n<p>Ara\u00e7 park\u0131n\u0131n ya\u015f da\u011f\u0131l\u0131m\u0131 dikkate al\u0131nmadan yap\u0131lacak yorumlar eksik kal\u0131r. Verilerimiz g\u00f6steriyor ki yeni ve g\u00f6rece yeni otomobillerde kasko art\u0131k istisnai de\u011fil, yayg\u0131n bir g\u00fcvence tercihi haline gelmi\u015ftir.<\/p>\n<p>T\u00fcrkiye Sigorta Birli\u011fi&#8217;ne (TSB) g\u00f6re,\u00a0kasko\u00a0sigortal\u0131l\u0131\u011f\u0131n\u0131n performans\u0131, yeni ve g\u00f6rece yeni ara\u00e7 segmentlerinde daha net g\u00f6r\u00fcl\u00fcyor. Bu nedenle b\u00fct\u00fcnc\u00fcl de\u011ferlendirmede ya\u015f bazl\u0131 analizler belirleyici oluyor.<\/p>\n<p><strong>S\u0130GORTALILIK ORANI<\/strong><\/p>\n<p>Toplam sigortal\u0131l\u0131k oran\u0131 y\u00fczde 26<\/p>\n<p>Otomobillerde y\u00fczde 37\u00a0<\/p>\n<p>0-5 ya\u015f ara\u00e7larda bu oran toplamda y\u00fczde 48<\/p>\n<p>Yeni otomobillerde y\u00fczde 80\u00a0<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/bihavadis.com\/wp-content\/uploads\/2026\/05\/yeni-otomobillerde-kasko-orani-yuzde-80e-ulasti-0-ImiFBuYV.jpg\"\/><\/p>\n<p><strong>KASKO S\u0130GORTASINDA TOPLAM S\u0130GORTALILIK ORANI Y\u00dcZDE 26 <\/strong><\/p>\n<p>TSB verilerine bak\u0131ld\u0131\u011f\u0131nda, 2025 sonu itibar\u0131yla\u00a0kasko\u00a0sigortas\u0131nda toplam sigortal\u0131l\u0131k oran\u0131 y\u00fczde 26 olarak kaydedildi. \u00d6te yandan, veriler ya\u015f k\u0131r\u0131l\u0131mlar\u0131na g\u00f6re incelendi\u011finde, bu bran\u015ftaki sigortal\u0131l\u0131\u011f\u0131n \u00f6zellikle yeni ara\u00e7larda daha y\u00fcksek seviyelere ula\u015ft\u0131\u011f\u0131 g\u00f6r\u00fcld\u00fc.<\/p>\n<p>Bu d\u00f6nemde 0-5 ya\u015f ara\u00e7lardaki\u00a0kasko\u00a0sigortal\u0131l\u0131k oran\u0131n\u0131n y\u00fczde 48 olmas\u0131 dikkati \u00e7ekti.<\/p>\n<p>Bu oran 6-10 ya\u015f ara\u00e7larda y\u00fczde 38, 11-15 ya\u015f ara\u00e7larda y\u00fczde 22, 16-20 ya\u015f ara\u00e7larda y\u00fczde 8 olurken, 21 ya\u015f ve \u00fczeri ara\u00e7larda ise y\u00fczde 1 olarak kay\u0131tlara ge\u00e7ti.<\/p>\n<p>Genel sigortal\u0131l\u0131k oran\u0131n\u0131n, \u00f6zellikle ya\u015fl\u0131 ara\u00e7 gruplar\u0131ndaki d\u00fc\u015f\u00fck oranlar nedeniyle a\u015fa\u011f\u0131 \u00e7ekildi\u011fi g\u00f6r\u00fcld\u00fc.<\/p>\n<p><strong>OTOMOB\u0130LDE TABLO DAHA BEL\u0130RG\u0130N<\/strong><\/p>\n<p>Kaskoya ili\u015fkin sigortal\u0131l\u0131k verileri otomobiller \u00f6zelinde incelendi\u011finde ise ge\u00e7en y\u0131l otomobillerde y\u00fczde 37 olan\u00a0kasko\u00a0sigortal\u0131l\u0131k oran\u0131n\u0131n, 0-5 ya\u015f grubundaki yeni otomobillerde y\u00fczde 80 seviyesine ula\u015ft\u0131\u011f\u0131 g\u00f6r\u00fcld\u00fc.<\/p>\n<p>S\u00f6z konusu oran 6-10 ya\u015f otomobillerde y\u00fczde 51 olurken, ya\u015f ilerledik\u00e7e sigortal\u0131l\u0131k oran\u0131n\u0131n belirgin \u015fekilde gerilemesi dikkati \u00e7ekti. Otomobillerde\u00a0kasko\u00a0sigortal\u0131l\u0131k oran\u0131 11-15 ya\u015f grubunda y\u00fczde 29, 16-20 ya\u015f grubunda y\u00fczde 11, 21 ya\u015f ve \u00fczerinde ise y\u00fczde 1 olarak ger\u00e7ekle\u015fti.<\/p>\n<p><strong>KASKO, STANDART G\u00dcVENCE OLDU<\/strong><\/p>\n<p>Veriler, \u00f6zellikle yeni otomobil sahipleri a\u00e7\u0131s\u0131ndan\u00a0kaskonun giderek standart bir g\u00fcvence davran\u0131\u015f\u0131 haline geldi\u011fine i\u015faret ediyor.<\/p>\n<p>Otomobil d\u0131\u015f\u0131 ara\u00e7larda ise\u00a0kasko\u00a0yayg\u0131nl\u0131\u011f\u0131n\u0131n farkl\u0131 bir dinamikle \u015fekillendi\u011fi g\u00f6r\u00fcld\u00fc. Bu gruptaki ara\u00e7larda\u00a0kasko\u00a0oran\u0131n\u0131n 2025&#8217;te y\u00fczde 13&#8217;te kald\u0131\u011f\u0131, yeni ya\u015f grubunda dahi bu oran\u0131n y\u00fczde 20 band\u0131nda seyretti\u011fi belirlendi.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/bihavadis.com\/wp-content\/uploads\/2026\/05\/yeni-otomobillerde-kasko-orani-yuzde-80e-ulasti-1-cl4kZ4U3.jpg\"\/><\/p>\n<p><strong>YEN\u0130 OTOMOB\u0130LDE KASKO DAVRANI\u015eI KALICILA\u015eIYOR<\/strong><\/p>\n<p>2021-2025 d\u00f6nemine ili\u015fkin trend verileri de yeni otomobillerde\u00a0kasko\u00a0sigortal\u0131l\u0131\u011f\u0131n\u0131n istikrarl\u0131 bi\u00e7imde y\u00fcksek seyretti\u011fini g\u00f6sterdi. 0-5 ya\u015f otomobillerde 2021&#8217;de y\u00fczde 79 olan\u00a0kasko\u00a0oran\u0131, 2025&#8217;te y\u00fczde 80 olarak ger\u00e7ekle\u015fti.<\/p>\n<p>S\u00f6z konusu oran\u0131n son 5 y\u0131ld\u0131r y\u00fczde 80 band\u0131nda korunmas\u0131, yeni otomobillerde\u00a0kaskonun d\u00f6nemsel dalgalanmalardan ba\u011f\u0131ms\u0131z olarak yerle\u015fik bir tercih haline geldi\u011fini ortaya koyuyor.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/bihavadis.com\/wp-content\/uploads\/2026\/05\/yeni-otomobillerde-kasko-orani-yuzde-80e-ulasti-2-8uKRKpaS.jpg\"\/><\/p>\n<p><strong>&#8220;TOPLAM ORANLA B\u0130RL\u0130KTE YA\u015e KIRILIMINA DA BAKILMASI GEREK\u0130R&#8221;<\/strong><\/p>\n<p>TSB Genel Sekreteri \u00d6zg\u00fcr Obal\u0131,\u00a0kasko\u00a0sigortal\u0131l\u0131\u011f\u0131n\u0131n yaln\u0131zca genel oran \u00fczerinden okunmas\u0131n\u0131n yan\u0131lt\u0131c\u0131 olabilece\u011fini s\u00f6yledi. Genel oran y\u00fczde 26 olmakla birlikte, ara\u00e7 park\u0131n\u0131n ya\u015f da\u011f\u0131l\u0131m\u0131n\u0131 dikkate almadan yap\u0131lacak yorumlar\u0131n eksik kalaca\u011f\u0131n\u0131 belirten Obal\u0131, \u015funlar\u0131 kaydetti:<\/p>\n<p>Verilerimiz g\u00f6steriyor ki yeni ve g\u00f6rece yeni otomobillerde kasko art\u0131k istisnai de\u011fil, yayg\u0131n bir g\u00fcvence tercihi haline gelmi\u015ftir. Bu da sigorta bilincinin \u00f6zellikle y\u00fcksek de\u011ferli ve yeni ara\u00e7 segmentinde g\u00fc\u00e7l\u00fc \u015fekilde yerle\u015fti\u011fini ortaya koymaktad\u0131r. Kasko sigortal\u0131l\u0131\u011f\u0131n\u0131 de\u011ferlendirirken toplam oranla birlikte mutlaka ya\u015f k\u0131r\u0131l\u0131m\u0131na da bak\u0131lmas\u0131 gerekir.<\/p>\n<div> <span><strong>Kaynak:<\/strong> Anadolu Ajans\u0131 (AA)<\/span> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Yeni otomobillerde kasko oran\u0131 y\u00fckselde y\u00fckseldi. T\u00fcrkiye Sigorta Birli\u011fi (TSB) verilerine g\u00f6re, ge\u00e7en y\u0131l kaskoda genel sigortal\u0131l\u0131k oran\u0131 y\u00fczde 26&#8217;ya \u00e7\u0131karken, 0-5 ya\u015f aras\u0131 kaskolu ara\u00e7lar\u0131n oran\u0131 y\u00fczde 48, otomobillerde ise kasko sigortal\u0131l\u0131k &#8230;<\/p>\n","protected":false},"author":1,"featured_media":86851,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[581,6417,1746,1493,379],"class_list":["post-86850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-arac","tag-kasko","tag-oran","tag-sigorta","tag-yas"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/86850","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=86850"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/86850\/revisions"}],"predecessor-version":[{"id":86855,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/86850\/revisions\/86855"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/86851"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=86850"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=86850"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=86850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}