{"id":9055,"date":"2026-02-01T02:18:06","date_gmt":"2026-02-01T02:18:06","guid":{"rendered":"https:\/\/bihavadis.com\/?p=9055"},"modified":"2026-02-01T02:18:06","modified_gmt":"2026-02-01T02:18:06","slug":"dunya-katilim-bankasi-ve-karacadan-finansal-teknolojide-stratejik-is-birligi","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/02\/01\/dunya-katilim-bankasi-ve-karacadan-finansal-teknolojide-stratejik-is-birligi\/","title":{"rendered":"D\u00fcnya Kat\u0131l\u0131m Bankas\u0131 ve Karaca\u2019dan finansal teknolojide stratejik i\u015f birli\u011fi"},"content":{"rendered":"

T\u00fcrkiye\u2019nin ev ve ya\u015fam kategorisindeki lider markas\u0131 Karaca ile kat\u0131l\u0131m finans sekt\u00f6r\u00fcn\u00fcn yeni ve iddial\u0131 oyuncular\u0131ndan D\u00fcnya Kat\u0131l\u0131m Bankas\u0131, bankac\u0131l\u0131k ve perakendeyi tek bir platformda birle\u015ftiren stratejik i\u015f birliklerini kamuoyuna duyurdu.<\/p>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) onay\u0131yla hayata ge\u00e7irilen i\u015f modeli, kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131 alan\u0131nda servis modeli bankac\u0131l\u0131\u011f\u0131 kapsam\u0131nda uygulanan ilk \u00f6rneklerden biri olmas\u0131n\u0131n yan\u0131 s\u0131ra, perakende sekt\u00f6r\u00fcnde de \u00f6nemli bir ilki temsil ediyor.<\/p>\n

PERAKENDE VE F\u0130NANSIN G\u00dcC\u00dc TEK PLATFORMDA<\/strong><\/p>\n

\u0130\u015f birli\u011fi kapsam\u0131nda Karaca\u2019n\u0131n milyonlarca m\u00fc\u015fteriye ula\u015fan dijital ve fiziksel ekosistemi, D\u00fcnya Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n g\u00fc\u00e7l\u00fc teknoloji altyap\u0131s\u0131yla entegre ediliyor. Servis modeli bankac\u0131l\u0131\u011f\u0131 d\u00fczenlemeleri \u00e7er\u00e7evesinde Karaca Finans \u201caray\u00fcz sa\u011flay\u0131c\u0131\u201d olarak konumlan\u0131rken, t\u00fcm bankac\u0131l\u0131k \u00fcr\u00fcn ve hizmetleri D\u00fcnya Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n lisansl\u0131 ve g\u00fcvenli altyap\u0131s\u0131 \u00fczerinden sunulacak.<\/p>\n

D\u0130J\u0130TAL VE F\u0130Z\u0130KSEL DENEY\u0130M\u0130 BULU\u015eTURAN H\u0130BR\u0130T MODEL<\/strong><\/p>\n

Yeni i\u015f modeliyle finansal hizmetlerin, m\u00fc\u015fterilerin g\u00fcnl\u00fck ya\u015famlar\u0131n\u0131n do\u011fal bir par\u00e7as\u0131 haline getirilmesi hedefleniyor. Bu kapsamda Karaca m\u00fc\u015fterileri;<\/p>\n

-Karaca Finans uygulamas\u0131 \u00fczerinden D\u00fcnya Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n sundu\u011fu bankac\u0131l\u0131k hizmetlerine tamamen dijital kanallardan eri\u015febilecek,<\/p>\n

-Ev ve ya\u015fam al\u0131\u015fveri\u015flerini ger\u00e7ekle\u015ftirirken ayn\u0131 platform \u00fczerinden finansal \u00e7\u00f6z\u00fcmlerden yararlanabilecek,<\/p>\n

-Karaca\u2019n\u0131n T\u00fcrkiye genelindeki yayg\u0131n ma\u011faza a\u011f\u0131 sayesinde finansal hizmetlere hem dijital hem de fiziksel kanallar arac\u0131l\u0131\u011f\u0131yla ula\u015fabilecek.<\/p>\n

Bu yap\u0131, m\u00fc\u015fteri deneyiminde \u201cfijital\u201d olarak adland\u0131r\u0131lan b\u00fct\u00fcnle\u015fik bir yakla\u015f\u0131m\u0131 hayata ge\u00e7iriyor.<\/p>\n

\u201c\u00d6NC\u00dc OLMANIN MUTLULU\u011eUNU YA\u015eIYORUZ\u201d<\/strong><\/p>\n

D\u00fcnya Kat\u0131l\u0131m Bankas\u0131 Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 Ahmet Parlak, i\u015f birli\u011finin bankac\u0131l\u0131k ekosistemi a\u00e7\u0131s\u0131ndan \u00f6nemine dikkat \u00e7ekerek \u015funlar\u0131 s\u00f6yledi:<\/p>\n

Karaca Finans \u00fczerinden sunaca\u011f\u0131m\u0131z hizmetler sayesinde bankam\u0131z, geni\u015f kitlelere ula\u015fma ve finansal kapsay\u0131c\u0131l\u0131\u011f\u0131 art\u0131rma imk\u00e2n\u0131 yakal\u0131yor. Servis bankac\u0131l\u0131\u011f\u0131 i\u015f modelimiz, yenilik\u00e7i \u00fcr\u00fcn gam\u0131m\u0131z\u0131n \u00f6nemli bir par\u00e7as\u0131n\u0131 olu\u015fturuyor. Karaca\u2019n\u0131n dijital kanallar\u0131 ve T\u00fcrkiye genelindeki ma\u011faza a\u011f\u0131 arac\u0131l\u0131\u011f\u0131yla finansal hizmetlerimize eri\u015fim sa\u011flanacak. Bu y\u00f6n\u00fcyle dijital ve fizik\u00ee bankac\u0131l\u0131\u011f\u0131 birle\u015ftiren \u2018fijital\u2019 b\u00fcy\u00fcme stratejimizle son derece uyumlu bir uygulamaya imza at\u0131yoruz. Hen\u00fcz ikinci faaliyet y\u0131l\u0131n\u0131 tamamlam\u0131\u015f bir banka olarak bu alanda \u00f6nc\u00fc olman\u0131n mutlulu\u011funu ya\u015f\u0131yoruz.<\/p>\n

<\/p>\n

\u201cEV VE YA\u015eAM DENEY\u0130M\u0130N\u0130 F\u0130NANSAL \u00c7\u00d6Z\u00dcMLERLE TAMAMLIYORUZ\u201d<\/strong><\/p>\n

Karaca Finansal Teknoloji Hizmetleri A.\u015e. Y\u00f6netim Kurulu \u00dcyesi Alper \u00c7elik ise kullan\u0131c\u0131 odakl\u0131 yap\u0131ya vurgu yapt\u0131:<\/p>\n

Karaca olarak 140 kategoride 28 binden fazla \u00fcr\u00fcnle m\u00fc\u015fterilerimizin evlerine konuk oluyoruz. Ev ve ya\u015fam alan\u0131nda kurdu\u011fumuz bu g\u00fc\u00e7l\u00fc ba\u011f\u0131, Karaca Finans ile finansal \u00e7\u00f6z\u00fcmlerle tamamlayarak hayat\u0131 kolayla\u015ft\u0131rmay\u0131 hedefliyoruz. Karaca Finans\u2019\u0131 al\u0131\u015fveri\u015f deneyiminin do\u011fal bir uzant\u0131s\u0131 olarak konumland\u0131r\u0131yor, kullan\u0131c\u0131lar\u0131m\u0131z\u0131n ihtiya\u00e7 duyduklar\u0131 finansal \u00e7\u00f6z\u00fcmlere h\u0131zl\u0131 ve zahmetsiz \u015fekilde eri\u015fmelerini sa\u011fl\u0131yoruz. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde ki\u015fiye \u00f6zel f\u0131rsatlar ve entegre finansman se\u00e7enekleriyle bu deneyimi daha da b\u00fct\u00fcnc\u00fcl hale getirece\u011fiz.<\/p>\n

F\u0130NANSAL KAPSAYICILIKTA YEN\u0130 B\u0130R D\u00d6NEM<\/strong><\/p>\n

D\u00fcnya Kat\u0131l\u0131m Bankas\u0131 ile Karaca aras\u0131ndaki stratejik i\u015f birli\u011fi, yaln\u0131zca ticari bir ortakl\u0131k olman\u0131n \u00f6tesinde, kat\u0131l\u0131m finans \u00e7\u00f6z\u00fcmlerinin daha geni\u015f kitlelere ula\u015ft\u0131r\u0131lmas\u0131n\u0131 ama\u00e7l\u0131yor. G\u00fc\u00e7l\u00fc ma\u011faza a\u011f\u0131 ve kullan\u0131c\u0131 dostu dijital aray\u00fczlerle desteklenen bu yeni nesil model, T\u00fcrkiye\u2019de finansal kapsay\u0131c\u0131l\u0131\u011f\u0131n art\u0131r\u0131lmas\u0131nda \u00f6nemli bir ad\u0131m olarak \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"

BDDK onay\u0131yla hayata ge\u00e7irilen ortakl\u0131k, kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131 ile perakende sekt\u00f6r\u00fcn\u00fc tek ekosistemde bulu\u015ftururken, servis modeli bankac\u0131l\u0131\u011f\u0131 alan\u0131nda T\u00fcrkiye\u2019de \u00f6nc\u00fc uygulamalardan biri olmay\u0131 hedefliyor.<\/p>\n","protected":false},"author":1,"featured_media":9056,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[1046,2065,1882,395,725],"class_list":["post-9055","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-dijital","tag-dunya-katilim-bankasi","tag-finans","tag-is","tag-karaca"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/9055","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=9055"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/9055\/revisions"}],"predecessor-version":[{"id":9058,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/9055\/revisions\/9058"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/9056"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=9055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=9055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=9055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}