{"id":94134,"date":"2026-05-13T02:06:10","date_gmt":"2026-05-13T02:06:10","guid":{"rendered":"https:\/\/bihavadis.com\/?p=94134"},"modified":"2026-05-13T02:06:10","modified_gmt":"2026-05-13T02:06:10","slug":"emekliler-icin-yeni-zam-sistemi-geliyor-maas-hesabi-sil-bastan-degisiyor","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/05\/13\/emekliler-icin-yeni-zam-sistemi-geliyor-maas-hesabi-sil-bastan-degisiyor\/","title":{"rendered":"Emekliler i\u00e7in yeni zam sistemi geliyor, maa\u015f hesab\u0131 sil ba\u015ftan de\u011fi\u015fiyor"},"content":{"rendered":"<p>T\u00fcrkiye&#8217;de SGK&#8217;dan maa\u015f alan emekli, dul ve yetim ayl\u0131\u011f\u0131 dosyalar\u0131n\u0131n say\u0131s\u0131 17 milyona yakla\u015f\u0131rken, toplam emekli say\u0131s\u0131 130&#8217;dan fazla \u00fclkenin n\u00fcfusunu geride b\u0131rakt\u0131. Artan y\u00fck ve bozulan akt\u00fceryal denge nedeniyle h\u00fck\u00fcmet emekli maa\u015f sisteminde de\u011fi\u015fiklik i\u00e7in d\u00fc\u011fmeye bast\u0131, kurulan komisyon \u00e7al\u0131\u015fmalar\u0131na ba\u015flad\u0131.<\/p>\n<p><b>\u00dc\u00c7L\u00dc HESAPLAMA S\u0130STEM\u0130 TARTI\u015eMA KONUSU<\/b><\/p>\n<p>Mevcut sistemde emekli maa\u015flar\u0131 1999 \u00f6ncesi, 2000-2008 aras\u0131 ve 2008 sonras\u0131 olmak \u00fczere \u00fc\u00e7 ayr\u0131 d\u00f6nem \u00fczerinden hesaplan\u0131yor. Her d\u00f6nem i\u00e7in farkl\u0131 Ayl\u0131k Ba\u011flama Oran\u0131 (ABO) ve katsay\u0131lar uygulan\u0131yor. Bu durum \u00f6zellikle 1999 \u00f6ncesi \u00e7al\u0131\u015fma s\u00fcresi uzun olanlar\u0131 avantajl\u0131 hale getirirken, emekliler aras\u0131nda maa\u015f dengesizli\u011fine yol a\u00e7\u0131yor. Sabah&#8217;tan Faruk Erdem&#8217;in aktard\u0131\u011f\u0131na g\u00f6re; uzmanlar, karma yap\u0131n\u0131n sadele\u015ftirilmesi gerekti\u011fini vurguluyor. \u00dc\u00e7l\u00fc sistem yerine tek bir hesaplama form\u00fcl\u00fc ve herkes i\u00e7in sabit bir ABO uygulanmas\u0131 \u00f6neriliyor.<\/p>\n<p><b>MAA\u015e ARTI\u015eLARINDA FARKLILIK SORUNU<\/b><\/p>\n<p>Emekli maa\u015flar\u0131 ocak ve temmuz aylar\u0131nda art\u0131r\u0131l\u0131yor. SSK ve Ba\u011f-Kur emeklileri 6 ayl\u0131k enflasyon oran\u0131nda zam al\u0131rken, memur emeklileri toplu s\u00f6zle\u015fme h\u00fck\u00fcmlerine tabi oluyor. Bu nedenle art\u0131\u015f oranlar\u0131 farkl\u0131la\u015f\u0131yor. \u00c7\u00f6z\u00fcm olarak t\u00fcm emekliler i\u00e7in ortak bir art\u0131\u015f form\u00fcl\u00fc getirilmesi ya da maa\u015flar\u0131n ayl\u0131k enflasyona g\u00f6re g\u00fcncellenmesi \u00f6neriliyor. B\u00f6ylece maa\u015flardaki erimenin \u00f6n\u00fcne ge\u00e7ilmesi hedefleniyor.<\/p>\n<p><b>PR\u0130M G\u00dcN SAYISI VE MAA\u015e \u0130L\u0130\u015eK\u0130S\u0130<\/b><\/p>\n<p>Mevcut sistemde yat\u0131r\u0131lan prim tutar\u0131, g\u00fcn say\u0131s\u0131ndan daha belirleyici oluyor. Bu nedenle uzun s\u00fcre \u00e7al\u0131\u015fan baz\u0131 sigortal\u0131lar, daha az g\u00fcn \u00e7al\u0131\u015fm\u0131\u015f ki\u015filere g\u00f6re daha d\u00fc\u015f\u00fck maa\u015f alabiliyor. Orta Vadeli Program&#8217;da da yer alan d\u00fczenlemeler kapsam\u0131nda, \u00e7al\u0131\u015fma s\u00fcresini uzatmay\u0131 te\u015fvik edecek bir model \u00fczerinde duruluyor. G\u00fcn say\u0131s\u0131n\u0131n maa\u015f hesaplamas\u0131nda daha etkili hale getirilmesi planlan\u0131yor.<\/p>\n<p><b>G\u00dcNCELLEME KATSAYISI VE YIL FARKI<\/b><\/p>\n<p>Emekli olunan y\u0131l ile bir sonraki y\u0131l aras\u0131nda maa\u015f fark\u0131 olu\u015fmas\u0131n\u0131n nedeni, g\u00fcncelleme katsay\u0131s\u0131nda kullan\u0131lan enflasyon ve b\u00fcy\u00fcme oranlar\u0131n\u0131n de\u011fi\u015fken olmas\u0131. Bu durum her y\u0131l &#8220;maa\u015flar d\u00fc\u015f\u00fcyor&#8221; tart\u0131\u015fmas\u0131na yol a\u00e7\u0131yor. Uzmanlar, sabit bir g\u00fcncelleme katsay\u0131s\u0131 belirlenmesinin y\u0131llar aras\u0131ndaki farkl\u0131l\u0131\u011f\u0131 azaltabilece\u011fini ifade ediyor.<\/p>\n<p><b>TABAN MAA\u015e TARTI\u015eMASI<\/b><\/p>\n<p>2019&#8217;dan bu yana uygulanan taban maa\u015f sistemi, d\u00fc\u015f\u00fck ayl\u0131k alan emekliler i\u00e7in avantaj sa\u011flad\u0131. Ancak taban maa\u015f\u0131n hemen \u00fczerinde ayl\u0131k alanlarla aras\u0131nda olu\u015fan makas yeni bir adaletsizlik tart\u0131\u015fmas\u0131 yaratt\u0131. \u00c7\u00f6z\u00fcm olarak taban maa\u015f\u0131n kald\u0131r\u0131l\u0131p k\u00f6k maa\u015flara kademeli seyyanen art\u0131\u015f yap\u0131lmas\u0131 ya da taban maa\u015f uygulamas\u0131 s\u00fcrerken \u00fcst dilimlere de kademeli art\u0131\u015f getirilmesi \u00f6neriliyor.<\/p>\n<p><b>SSK VE BA\u011e-KUR FARKLILI\u011eI<\/b><\/p>\n<p>2008 reformuyla kurumlar SGK \u00e7at\u0131s\u0131 alt\u0131nda birle\u015fse de norm birli\u011fi tam sa\u011flanamad\u0131. Ba\u011f-Kur&#8217;da 9 bin g\u00fcn olan prim \u015fart\u0131 ile SSK&#8217;daki uygulamalar aras\u0131ndaki fark s\u00fcr\u00fcyor. Ba\u011f-Kur prim g\u00fcn \u015fart\u0131n\u0131n 7 bin 200&#8217;e d\u00fc\u015f\u00fcr\u00fclmesi ve maa\u015f ba\u011flama sisteminin e\u015fitlenmesi, g\u00fcndemdeki ba\u015fl\u0131klar aras\u0131nda yer al\u0131yor. Komisyonun \u00e7al\u0131\u015fmalar\u0131 tamamlad\u0131ktan sonra kapsaml\u0131 bir reform paketinin kamuoyuna sunulmas\u0131 bekleniyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye&#8217;de 17 milyona yakla\u015fan emekli ve hak sahibi say\u0131s\u0131 sonras\u0131 h\u00fck\u00fcmet, maa\u015f sistemindeki \u00fc\u00e7l\u00fc hesaplama yap\u0131s\u0131, zam farkl\u0131l\u0131klar\u0131 ve SSK-Ba\u011f-Kur e\u015fitsizliklerini gidermek amac\u0131yla kapsaml\u0131 bir reform i\u00e7in komisyon kurdu. Peki yeni sistem nas\u0131l i\u015fleyecek? \u0130\u015fte t\u00fcm detaylar&#8230;<\/p>\n","protected":false},"author":1,"featured_media":94135,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[265,845,236,2131,344],"class_list":["post-94134","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-artis","tag-emekli","tag-gun","tag-maas","tag-sistem"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/94134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=94134"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/94134\/revisions"}],"predecessor-version":[{"id":94136,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/94134\/revisions\/94136"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/94135"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=94134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=94134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=94134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}