{"id":9510,"date":"2026-02-01T07:48:13","date_gmt":"2026-02-01T07:48:13","guid":{"rendered":"https:\/\/bihavadis.com\/?p=9510"},"modified":"2026-02-01T07:48:13","modified_gmt":"2026-02-01T07:48:13","slug":"katilim-finans-kefalet-destek-programi-tanitildi-reel-sektore-93-milyar-tllik-faizsiz-finansman","status":"publish","type":"post","link":"https:\/\/bihavadis.com\/index.php\/2026\/02\/01\/katilim-finans-kefalet-destek-programi-tanitildi-reel-sektore-93-milyar-tllik-faizsiz-finansman\/","title":{"rendered":"Kat\u0131l\u0131m Finans ‘Kefalet Destek Program\u0131’ tan\u0131t\u0131ld\u0131: Reel sekt\u00f6re 9,3 milyar TL\u2019lik faizsiz finansman"},"content":{"rendered":"

Kredi Garanti Fonu (KGF) ve Ziraat Kat\u0131l\u0131m i\u015f birli\u011fiyle, M\u00fcstakil Sanayici ve \u0130\u015fadamlar\u0131 Derne\u011fi (M\u00dcS\u0130AD) \u00f6nc\u00fcl\u00fc\u011f\u00fcnde hayata ge\u00e7irilen Kat\u0131l\u0131m Finans Kefalet Destek Program\u0131, 30 Ocak\u2019ta \u0130stanbul Finans Merkezi Ziraat Kuleleri\u2019nde d\u00fczenlenen imza ve tan\u0131t\u0131m t\u00f6reniyle kamuoyuna duyuruldu.<\/p>\n

\u201cDe\u011fer \u00fcretenlerle, de\u011ferleriyle finansman\u201d<\/em><\/b> anlay\u0131\u015f\u0131yla yap\u0131land\u0131r\u0131lan program, reel sekt\u00f6r\u00fcn faizsiz finansmana eri\u015fimini kolayla\u015ft\u0131rmay\u0131, \u00fcretim ve istihdam\u0131 desteklemeyi ama\u00e7l\u0131yor.<\/p>\n

KATILIM F\u0130NANS S\u0130STEM\u0130NE \u00d6ZEL YAPILANDIRILMI\u015e B\u0130R MODEL<\/strong><\/p>\n

KGF Ba\u015fkan\u0131 Erdo\u011fan \u00d6zegen, program kapsam\u0131nda M\u00dcS\u0130AD \u00f6nc\u00fcl\u00fc\u011f\u00fcnde KGF ve Ziraat Kat\u0131l\u0131m i\u015f birli\u011fiyle reel sekt\u00f6re 9,375 milyar TL kaynak sa\u011flanmas\u0131n\u0131n hedeflendi\u011fini belirtti. Sa\u011flanacak finansman\u0131n \u00fcretim, yat\u0131r\u0131m ve istihdama \u00f6nemli katk\u0131 sunaca\u011f\u0131n\u0131 vurgulayan \u00d6zegen, modelin kat\u0131l\u0131m finans ilkelerine uygun, \u015feffaf ve s\u00fcrd\u00fcr\u00fclebilir bir yap\u0131da tasarland\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n

\u00d6zegen, KGF\u2019nin bug\u00fcne kadar 611 binden fazla firmaya toplam 1 trilyon 702 milyar TL krediye kefalet sa\u011flad\u0131\u011f\u0131n\u0131 hat\u0131rlatarak, kurumun yaln\u0131zca bir teminat mekanizmas\u0131 de\u011fil, reel sekt\u00f6r i\u00e7in stratejik bir kalk\u0131nma orta\u011f\u0131 oldu\u011funu s\u00f6yledi. \u00d6zegen, M\u00dcS\u0130AD Ba\u015fkan\u0131 Burhan \u00d6zdemir ile Ziraat Kat\u0131l\u0131m Genel M\u00fcd\u00fcr\u00fc Metin \u00d6zdemir\u2019e katk\u0131lar\u0131ndan dolay\u0131 te\u015fekk\u00fcr etti.<\/p>\n

Z\u0130RAAT KATILIM: REEL SEKT\u00d6R\u00dcN HER ZAMAN YANINDAYIZ<\/strong><\/p>\n

Ziraat Kat\u0131l\u0131m Genel M\u00fcd\u00fcr\u00fc Metin \u00d6zdemir ise konu\u015fmas\u0131nda, Ziraat Kat\u0131l\u0131m\u2019\u0131n T\u00fcrkiye\u2019nin ilk kamu kat\u0131l\u0131m bankas\u0131 olarak sekt\u00f6rde \u00f6nc\u00fc bir rol \u00fcstlendi\u011fini belirtti. 2025 itibar\u0131yla kurulu\u015funun 10. y\u0131l\u0131n\u0131 kutlayan bankan\u0131n, ge\u00e7en on y\u0131lda kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131n\u0131n geli\u015fimine ve reel sekt\u00f6r\u00fcn finansman\u0131na \u00f6nemli katk\u0131lar sundu\u011funu ifade etti.<\/p>\n

Kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131n\u0131 yaln\u0131zca bir finansman modeli de\u011fil, \u00fcretimi, ticareti ve istihdam\u0131 \u00f6nceleyen bir kalk\u0131nma yakla\u015f\u0131m\u0131 olarak g\u00f6rd\u00fcklerini vurgulayan \u00d6zdemir, g\u00fc\u00e7l\u00fc kamu deste\u011fi, yayg\u0131n hizmet a\u011f\u0131 ve sa\u011flam finansal yap\u0131yla \u00f6zellikle KOB\u0130\u2019lerin yan\u0131nda olduklar\u0131n\u0131 s\u00f6yledi.<\/p>\n

<\/p>\n

\u201cF\u0130NANSMANA ER\u0130\u015e\u0130M\u0130 KOLAYLA\u015eTIRAN G\u00dc\u00c7L\u00dc B\u0130R ZEM\u0130N OLU\u015eTURUYORUZ\u201d<\/strong><\/p>\n

KGF deste\u011fiyle hayata ge\u00e7irilen Kat\u0131l\u0131m Finans Kefalet Destek Program\u0131\u2019n\u0131n, Ziraat Kat\u0131l\u0131m\u2019\u0131n s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme ve reel sekt\u00f6r odakl\u0131 finansman hedefleriyle \u00f6rt\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc belirten Metin \u00d6zdemir, \u201cBu programla KOB\u0130\u2019lerimizin finansmana eri\u015fimini kolayla\u015ft\u0131r\u0131rken, yat\u0131r\u0131m\u0131 ve \u00fcretimi destekleyen g\u00fc\u00e7l\u00fc bir finansman zemini olu\u015fturuyoruz. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde kat\u0131l\u0131m finansman\u0131nda derinli\u011fi art\u0131racak yeni \u00fcr\u00fcn ve i\u015f birliklerini hayata ge\u00e7irmeye devam edece\u011fiz.\u201d<\/em><\/b> dedi.<\/p>\n

M\u00dcS\u0130AD: REEL SEKT\u00d6R\u00dcN TALEB\u0130 SOMUT \u00c7\u00d6Z\u00dcME D\u00d6N\u00dc\u015eT\u00dc<\/strong><\/p>\n

M\u00dcS\u0130AD Genel Ba\u015fkan\u0131 Burhan \u00d6zdemir de konu\u015fmas\u0131nda, her y\u0131l d\u00fczenli olarak yap\u0131lan ekonomik de\u011ferlendirmelerde i\u015f d\u00fcnyas\u0131n\u0131n en \u00f6nemli sorununun finansmana eri\u015fim oldu\u011funun ortaya \u00e7\u0131kt\u0131\u011f\u0131n\u0131 s\u00f6yledi. Bu durumun kendilerine \u00f6nemli bir sorumluluk y\u00fckledi\u011fini ifade eden \u00d6zdemir, reel sekt\u00f6r\u00fcn ihtiya\u00e7lar\u0131n\u0131 kamu kurumlar\u0131yla isti\u015fare ederek \u00e7\u00f6z\u00fcm yollar\u0131 geli\u015ftirdiklerini vurgulad\u0131.<\/p>\n

\u00d6zdemir, Kat\u0131l\u0131m Finans Kefalet Destek Program\u0131\u2019n\u0131n bu isti\u015fare s\u00fcrecinin somut bir sonucu oldu\u011funu belirterek, program\u0131n yaln\u0131zca M\u00dcS\u0130AD \u00fcyeleriyle s\u0131n\u0131rl\u0131 olmad\u0131\u011f\u0131n\u0131, reel sekt\u00f6rde faaliyet g\u00f6steren t\u00fcm i\u015fletmelere a\u00e7\u0131k oldu\u011funu kaydetti.<\/p>\n

GEN\u0130\u015e KAPSAMA SAH\u0130P FA\u0130ZS\u0130Z F\u0130NANSMAN \u0130MK\u00c2NI<\/strong><\/p>\n

Kat\u0131l\u0131m Finans Kefalet Destek Program\u0131\u2019n\u0131n, \u00fcretim, ticaret ve istihdam odakl\u0131 t\u00fcm i\u015fletmelerin faizsiz finansmana eri\u015fimini desteklemeyi hedefledi\u011fini belirten \u00d6zdemir, bu program\u0131n M\u00dcS\u0130AD \u00f6nc\u00fcl\u00fc\u011f\u00fcnde ve kamu kurumlar\u0131yla i\u015f birli\u011fi i\u00e7inde hayata ge\u00e7irilen ilk \u00f6rnek olma \u00f6zelli\u011fini ta\u015f\u0131d\u0131\u011f\u0131na dikkat \u00e7ekti.<\/p>\n

PROGRAMIN \u0130LK A\u015eAMASI<\/strong><\/p>\n

Program\u0131n ilk diliminde y\u00fczde 80 kefalet oran\u0131 ve 7,5 milyar TL KGF kefaletiyle, Ziraat Kat\u0131l\u0131m taraf\u0131ndan toplam 9,375 milyar TL\u2019lik finansman hacmi olu\u015fturulmas\u0131 hedefleniyor. Program kapsam\u0131nda sa\u011flanacak finansmanlar; arsa ve bina yat\u0131r\u0131mlar\u0131 hari\u00e7 olmak \u00fczere yat\u0131r\u0131m ve i\u015fletme harcamalar\u0131n\u0131n finansman\u0131nda kullan\u0131lacak. Kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131 ilkeleri do\u011frultusunda yap\u0131land\u0131r\u0131lan program, \u00fcretim ve istihdama katk\u0131 sa\u011flamay\u0131 ama\u00e7l\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"

KGF, Ziraat Kat\u0131l\u0131m ve M\u00dcS\u0130AD i\u015f birli\u011fiyle hayata ge\u00e7irilen Kat\u0131l\u0131m Finans Kefalet Destek Program\u0131, \u00fcretim ve istihdam\u0131 desteklemek amac\u0131yla reel sekt\u00f6re faizsiz finansman imk\u00e2n\u0131 sunuyor. Program\u0131n ilk a\u015famas\u0131nda 9,375 milyar TL\u2019lik kaynak olu\u015fturulmas\u0131 hedefleniyor.<\/p>\n","protected":false},"author":1,"featured_media":9511,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[1882,395,1213,2127,2128],"class_list":["post-9510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-finans","tag-is","tag-ozdemir","tag-program","tag-ziraat-katilim"],"_links":{"self":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/9510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/comments?post=9510"}],"version-history":[{"count":1,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/9510\/revisions"}],"predecessor-version":[{"id":9513,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/posts\/9510\/revisions\/9513"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media\/9511"}],"wp:attachment":[{"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/media?parent=9510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/categories?post=9510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bihavadis.com\/index.php\/wp-json\/wp\/v2\/tags?post=9510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}